42 Silver Reef Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 42 Silver Reef Ln, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2019
Square Footage	2,647 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$408,400 (2020)
Tax Bill	$8,554.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`023713-3230`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Building Area	2,647 sqft Living Area
Gross Area	3,485 sqft Gross Area
1st Floor	2,647 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.22 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	640 sqft Garage
Porch Area	198 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	42 SILVER REEF LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-7525
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	92/81-90 CREEKSIDE AT TWIN CREEKS PHASE 2A LOT 323 OR4931/1008
Legal Range	28E
Legal Township	05S
Legal Section	11
Legal Subdivision	CREEKSIDE AT TWIN CREEKS PHASE 2A
Legal Phase	2A
Legal Block	1
Legal Lot Number	323
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2043
Census Tract	20904

Owner

Source: St. Johns County records · APN 023713-3230

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	42 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Deed Doc Number	202032613
Deed Book / Page	4931 / 1008
Record Refreshed	Jun 08, 2026

April 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 28, 2020
Property Address	42 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525
Document Number	0049311008
Book / Page	4931 / 1008
Map Reference	MB 92 PG 81
Instrument Date	Apr 24, 2020
Instrument	2020032613
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,858.80
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 SILVER REEF LN, SAINT AUGUSTINE, FL 32095-7525

Mortgage

Document Number	49311012
Date	Apr 28, 2020
Instrument	4931/1012

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,990 (-2.69%) Land $110,000 Building $368,990	$478,990 (-2.69%) Land $110,000 Building $368,990
2025	$8,554.00 (+9.77%)	$492,244 (-3.7%)	$492,244 (-3.7%) Land $105,000 Building $387,244
2024	$7,793.00 (+9.28%)	$511,182 (+20.82%)	$511,182 (+20.82%) Land $105,000 Building $406,182
2023	$7,131.00 (+4.04%)	$423,085 (+1.44%)	$423,085 (+1.44%) Land $95,000 Building $328,085
2022	$6,854.00	$417,073	$417,073 Land $84,000 Building $333,073

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 746 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.