6430 Talking Tree Ct, Cumming, GA 30028 Property Records

Forsyth County property record for 6430 Talking Tree Ct, Cumming, GA 30028 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,608 sqft · built 2004
Lot Size	1.41 acres (61,855 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Dec 2025)
Tax Bill	$5,678 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`165-000-144`

Property Details

APN / Parcel Number

Primary APN	`165-000-144`
Alternative APNs	`000000051071` `0000169942` `165 144`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,608 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	61,855 sqft
View / Lot	Lake
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	294 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000169942
Street Address	6430 TALKING TREE CT
City	CUMMING
State	GA
Zip	30028-5758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-1 173 LT11 MANOR@HARMON LAKE
Legal Subdivision	MANOR AT HARMON LAKE
Legal Block	2
Legal Lot Number	11
Jurisdiction	FORSYTH GA
Township / Civil Division	SILVER CITY
Census Block Group	2
Census Block	2006
Census Tract	130203

Owner

Source: Forsyth County records · APN 165-000-144

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6430 TALKING TREE CT, CUMMING, GA 30028-5758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 01, 2025	Warranty Deed, Transfer CADENCE BANK
Dec 01, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 01, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 01, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2025 · Amount on Record
Deed Sale	Dec 01, 2025 · Amount on Record
Prior Sale	Nov 30, 2004 · Amount on Record
Deed Book / Page	11704 / 655
Prior Transfer Date	Nov 25, 2025
Prior Transfer Doc	0117040659
Record Updated	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Dec 01, 2025
Property Address	6430 TALKING TREE CT, CUMMING, GA 30028-5758
Document Number	0117040659
Book / Page	11704 / 659
Instrument Date	Nov 25, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6430 TALKING TREE CT, CUMMING, GA 30028-5758
Investor	Possibly a Property Investor

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Dec 01, 2025
Property Address	6430 TALKING TREE CT, CUMMING, GA 30028-5758
Document Number	0117040655
Book / Page	11704 / 655
Instrument Date	Nov 25, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6430 TALKING TREE CT, CUMMING, GA 30028-5758
Investor	Possibly a Property Investor

Mortgage

Document Number	0011704665
Date	Dec 01, 2025
Instrument	11704/665

Lender

Name	CADENCE BANK

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2055

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Dec 01, 2025
Property Address	6430 TALKING TREE CT, CUMMING, GA 30028-5758
Document Number	0117040661
Book / Page	11704 / 661
Instrument Date	Nov 21, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6430 TALKING TREE CT, CUMMING, GA 30028-5758
Investor	Possibly a Property Investor

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Dec 01, 2025
Property Address	6430 TALKING TREE CT, CUMMING, GA 30028-5758
Document Number	0117040663
Book / Page	11704 / 663
Instrument Date	Nov 21, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6430 TALKING TREE CT, CUMMING, GA 30028-5758
Investor	Possibly a Property Investor

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	6430 TALKING TREE CT, CUMMING, GA 30028-5758
Document Number	0090630128
Instrument Date	Oct 01, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6430 TALKING TREE CT CUMMING GA 300285758, CUMMING, GA 30028-5758

Mortgage

Document Number	0090630128
Date	Oct 08, 2019
Book Page	009063/000128

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 07, 2049

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,678.00 (+20.02%) Homeowner's exemption	$273,856 (+15.68%) Land $52,000 Building $221,856	$684,640 (+15.68%) Land $130,000 Building $554,640
2023	$4,731.00 (-1.38%) Homeowner's exemption	$236,744 (+50.05%) Land $36,000 Building $200,744	$591,860 (+50.05%) Land $90,000 Building $501,860
2022	$4,797.00 Homeowner's exemption	$157,780 Land $20,000 Building $137,780	$394,450 Land $50,000 Building $344,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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