Forsyth County property record for 6425 Talking Tree Ct, Cumming, GA 30028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,555 sqft · built 2004 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $321,200 (Apr 2019) |
| Tax Bill | $4,937 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-000-143 |
| Primary APN | 165-000-143 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,555 sqft Living Area |
| Basement Area | 1,460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 504 sqft |
| Patio Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000251075 |
|---|---|
| Street Address | 6425 TALKING TREE CT |
| City | CUMMING |
| State | GA |
| Zip | 30028-5759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2R |
| Legal Description | 3-1 173-174 LT 10 MANOR @ HARMON LAKE |
| Legal Subdivision | MANOR AT HARMON LAKE |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | FORSYTH GA |
| Township / Civil Division | SILVER CITY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 130203 |
Source: Forsyth County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6425 TALKING TREE CT, CUMMING, GA 30028-5759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage A MORTGAGE |
| Apr 22, 2019 | Grant Deed, Transfer · Conventional with PMI KELLER MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2019 · Amount on Record |
| Deed Sale | Apr 17, 2019 · Amount on Record |
| Prior Sale | Aug 16, 2016 · Amount on Record |
| Deed Document Number | 20193473 |
| Deed Book / Page | 8862 / 111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Jul 11, 2026 |
| Property Address | 6425 TALKING TREE CT, CUMMING, GA 30028-5759 |
| Document Number | 1190000461 |
| Book / Page | 11906 / 461 |
| Instrument Date | Jun 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,629.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6425 TALKING TREE CT, CUMMING, GA 30028-5759 |
| Document Number | 1190000463, |
|---|---|
| Date | Jul 11, 2026 |
| Book Page | 11906/463 |
| Name | A MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Apr 22, 2019 |
| Property Address | 6425 TALKING TREE CT, CUMMING, GA 30028-5759 |
| Document Number | 0088620111 |
| Book / Page | 008862 / 000111 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $321.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6425 TALKING TREE CT CUMMING GA 300285759, CUMMING, GA 30028-5759 |
| Document Number | 88620113 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 008862/000113 |
| Name | KELLER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2049 |
Source: Forsyth County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,937.00 (+0.08%) Homeowner's exemption Additional exemption filed | $231,716 (+15.22%) Land $52,000 Building $179,716 | $579,290 (+15.22%) Land $130,000 Building $449,290 |
| 2024 | $4,933.00 (+21%) | ||
| 2023 | $4,077.00 (-2.56%) Homeowner's exemption | $201,108 (+50.99%) Land $36,000 Building $165,108 | $502,770 (+50.99%) Land $90,000 Building $412,770 |
| 2022 | $4,184.00 Homeowner's exemption | $133,196 Land $20,000 Building $113,196 | $332,990 Land $50,000 Building $282,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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