6330 Talking Tree Ct, Cumming, GA 30028 Property Records

Forsyth County property record for 6330 Talking Tree Ct, Cumming, GA 30028 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,109 sqft · built 2006
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Dec 2025)
Tax Bill	$5,172 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`165-000-147`

Property Details

APN / Parcel Number

Primary APN	`165-000-147`
Alternative APNs	`000000059995` `0000260773` `165 147`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,109 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	198 sqft
Deck Area	Deck Area
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000260773
Street Address	6330 TALKING TREE CT
City	CUMMING
State	GA
Zip	30028-5757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-1 173 LT14 MANOR@HARMON LAKE
Legal Subdivision	MANOR AT HARMON LAKE
Legal Block	2
Legal Lot Number	14
Jurisdiction	FORSYTH GA
Township / Civil Division	SILVER CITY
Census Block Group	2
Census Block	2006
Census Tract	130203

Owner

Source: Forsyth County records · APN 165-000-147

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6330 TALKING TREE CT, CUMMING, GA 30028-5757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit ITHINK FINANCIAL CREDIT UNION
Dec 15, 2025	Warranty Deed, Transfer · Conventional Mortgage TOMO MORTGAGE
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage IBM SOUTHEAST EMPLOYEES FCU
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ITHINK FIN'L CU
Dec 07, 2018	Deed of Trust, Mortgage · Line of Credit IBM SE EMPS CU
Jan 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Jul 09, 2007 · Amount on Record
Deed Book / Page	11721 / 260
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Recording Date	Apr 02, 2026
Property Address	6330 TALKING TREE CT, CUMMING, GA 30028-5757
Document Number	1181000356
Book / Page	11815 / 356
Instrument Date	Mar 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6330 TALKING TREE CT, CUMMING, GA 30028-5757

Mortgage

Document Number	0118150000000356,
Date	Apr 02, 2026
Book Page	11815/356

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2056

Interest

Rate	6.09%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	6330 TALKING TREE CT, CUMMING, GA 30028-5757
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6330 TALKING TREE CT, CUMMING, GA 30028-5757

Mortgage

Document Number	0108550000000750
Date	Oct 18, 2022
Book Page	0000010855/0000000750

Lender

Name	ITHINK FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2042

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Dec 15, 2025
Property Address	6330 TALKING TREE CT, CUMMING, GA 30028-5757
Document Number	0117210260
Book / Page	11721 / 260
Instrument Date	Dec 15, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6330 TALKING TREE CT, CUMMING, GA 30028-5757

Mortgage

Document Number	0011721262
Date	Dec 15, 2025
Instrument	11721/262

Lender

Name	TOMO MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	6330 TALKING TREE CT, CUMMING, GA 30028-5757
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083670139
Date	Oct 24, 2017
Book Page	8367/139
Instrument	16147040018

Lender

Name	IBM SOUTHEAST EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 01, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	6330 TALKING TREE CT, CUMMING, GA 30028-5757
Document Number	0094490050
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6330 TALKING TREE CT CUMMING GA 300285757, CUMMING, GA 30028-5757

Mortgage

Document Number	0094490050
Date	Jul 07, 2020
Book Page	009449/000050

Lender

Name	ITHINK FIN'L CU
Address	DELRAY BEACH, FL 33445

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 06, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	6330 TALKING TREE CT, CUMMING, GA 30028-5757
Document Number	0087540046
Instrument Date	Dec 07, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6330 TALKING TREE CT CUMMING GA 300285757, CUMMING, GA 30028-5757

Mortgage

Document Number	0087540046
Date	Dec 12, 2018
Book Page	008754/000046

Lender

Name	IBM SE EMPS CU
Address	DELRAY BEACH, FL 33445

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 11, 2038

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	6330 TALKING TREE CT, CUMMING, GA 30028-5757
Document Number	0081060511
Book / Page	008106 / 000511
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Mar 24, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6330 TALKING TREE CT CUMMING GA 300285757, CUMMING, GA 30028-5757

Mortgage

Document Number	0081060511
Date	Feb 17, 2017
Book Page	008106/000511
Instrument	1575426

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,172.00 (-0.35%) Homeowner's exemption Additional exemption filed	$252,844 (+12.98%) Land $52,000 Building $200,844	$632,110 (+12.98%) Land $130,000 Building $502,110
2024	$5,190.00 (+18.93%)
2023	$4,364.00 (-1.84%) Homeowner's exemption	$223,792 (+51.81%) Land $36,000 Building $187,792	$559,480 (+51.81%) Land $90,000 Building $469,480
2022	$4,446.00 Homeowner's exemption	$147,420 Land $20,000 Building $127,420	$368,550 Land $50,000 Building $318,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Talking Tree Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures