6320 Talking Tree Ct, Cumming, GA 30028 Property Records

Forsyth County property record for 6320 Talking Tree Ct, Cumming, GA 30028 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,713 sqft · built 2005
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Aug 2021)
Tax Bill	$6,038 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165-000-148`

Property Details

APN / Parcel Number

Primary APN	`165-000-148`
Alternative APNs	`0000263488` `165 148`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,713 sqft Living Area
Basement Area	1,679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	226 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000263488
Street Address	6320 TALKING TREE CT
City	CUMMING
State	GA
Zip	30028-5757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-1 173-174 LT 15 MANOR @ HARMON LAKE
Legal Subdivision	MANOR AT HARMON LAKE
Legal Block	2
Legal Lot Number	15
Jurisdiction	FORSYTH GA
Township / Civil Division	SILVER CITY
Census Block Group	2
Census Block	2006
Census Tract	130203

Owner

Source: Forsyth County records · APN 165-000-148

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6320 TALKING TREE CT, CUMMING, GA 30028-5757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE ISAOA
Nov 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Prior Sale	Aug 01, 2016 · Amount on Record
Deed Document Number	202110835
Deed Book / Page	10349 / 765
Prior Transfer Date	Sep 15, 2005
Prior Transfer Doc	0039720032
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Aug 25, 2021
Property Address	6320 TALKING TREE CT, CUMMING, GA 30028-5757
Document Number	0103490765
Book / Page	10349 / 765
Instrument Date	Aug 25, 2021
Instrument	2021-010835
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6320 TALKING TREE CT, CUMMING, GA 30028-5757

Mortgage

Document Number	0103500000000001
Date	Sep 03, 2021
Book Page	0000010350/0000000001

Lender

Name	BETTER MORTGAGE ISAOA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	6320 TALKING TREE CT, CUMMING, GA 30028-5757
Document Number	0097780143
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6320 TALKING TREE CT CUMMING GA 300285757, CUMMING, GA 30028-5757

Mortgage

Document Number	0097780143
Date	Dec 03, 2020
Book Page	009778/000143

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 02, 2050

Tax Assessment & Valuation

Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,038.00 (-0.71%) Homeowner's exemption Additional exemption filed	$272,492 (+12.76%) Land $52,000 Building $220,492	$681,230 (+12.76%) Land $130,000 Building $551,230
2024	$6,081.00 (+17.67%)
2023	$5,168.00 (-2.77%) Homeowner's exemption	$241,652 (+54.22%) Land $36,000 Building $205,652	$604,130 (+54.22%) Land $90,000 Building $514,130
2022	$5,315.00 Homeowner's exemption	$156,692 Land $20,000 Building $136,692	$391,730 Land $50,000 Building $341,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	About 1 in 1,087 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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