Rensselaer County and Troy City property record for 643 4th Ave, Troy, NY 12182
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,320 sqft · built 1890 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $121,900 (May 2014) |
| Tax Bill | $4,307 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance |
| APN | 381700 80.48-7-10 |
| Primary APN | 381700 80.48-7-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,320 sqft Total Area |
| 1st Floor Area | 1,160 sqft |
| 2nd Floor Area | 1,160 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 120 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1604510 |
|---|---|
| Street Address | 643 4TH AVE |
| City | TROY |
| State | NY |
| Zip | 12182-2411 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TF |
| Legal Description | 2 STY BR HSE & 3C BR GAR 319-18 9-08/SPT340 NPT339 |
| Legal Block | 7 |
| Legal Lot Number | 10.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 643 4TH AVE, TROY, NY 12182-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2014 · Amount on Record |
| Deed Sale | May 5, 2014 · Amount on Record |
| Prior Sale | Jan 20, 2006 · Amount on Record |
| Deed Book / Page | 7141 / 77 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 643 4TH AVE, TROY, NY 12182-2411 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0097570281 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 9757/281 |
| Instrument | 2021-597119 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,307.00 (+2.23%) Homeowner's exemption | ||
| 2025 | $4,213.00 (+7.94%) | $102,000 (-) Land $9,600 Building $92,400 | $174,700 (+19.9%) Land $16,442 Building $158,258 |
| 2023 | $102,000 (-) Land $9,600 Building $92,400 | $145,700 (+8.56%) Land $13,713 Building $131,987 | |
| 2022 | $3,903.00 Homeowner's exemption | $102,000 Land $9,600 Building $92,400 | $134,211 Land $12,632 Building $121,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 15 (1979–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hudson Valley Wireless, Verizon.
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