646 4th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 646 4th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,342 sqft · built 1890
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,000 (Dec 2015)
Tax Bill	$4,953 (2026)
Deeds & Mortgages	Mar 2020 Transfer Mar 2020 Sale & Mortgage + 1 more
APN	`381700 80.48-8-23`

Property Details

APN / Parcel Number

Primary APN	`381700 80.48-8-23`
Alternative APN	`1605280`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,342 sqft Living Area
1st Floor Area	1,490 sqft
2nd Floor Area	852 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	234 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1605280
Street Address	646 4TH AVE
City	TROY
State	NY
Zip	12182-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Description	2 STY FR HSE & 1C FR GAR 320-7/348 LIFE EST/S ANTONELLI
Legal Block	8
Legal Lot Number	23.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1003
Census Tract	40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 4TH AVE, TROY, NY 12182-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Correction Deed, Transfer KCS LAND RESEARCH CORPORATION, KCS LAND RESEARCH CORP
Mar 12, 2020	Grant Deed, Transfer CAPITAL COMMUNICATIONS FCU
Apr 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2015 · Amount on Record
Deed Sale	Dec 23, 2015 · Amount on Record
Prior Sale	Oct 15, 2015
Deed Book / Page	7689 / 104
Prior Transfer Date	Jan 6, 2015
Prior Transfer Doc	0073840178
Record Updated	Oct 29, 2026

March 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 12, 2020
Property Address	646 4TH AVE, TROY, NY 12182-2412
Document Number	0000565908
Book / Page	009113 / 000127
Instrument Date	Mar 10, 2020
Instrument	565908
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	KCS LAND RESEARCH CORPORATION, KCS LAND RESEARCH CORP

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	646 4TH AVE TROY NY 121822412, TROY, NY 12182-2412

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 12, 2020
Property Address	646 4TH AVE, TROY, NY 12182-2412
Document Number	0000565909
Book / Page	009113 / 000130
Instrument Date	Mar 10, 2020
Instrument	565909
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	KCS LAND RESEARCH CORPORATION, KCS LAND RESEARCH CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$503.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1217 3RD ST #1 RENSSELAER NY 121441821, 1, RENSSELAER, NY 12144-1821

Mortgage

Document Number	565910
Date	Mar 12, 2020
Book Page	009113/000133
Instrument	565910

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 12, 2017
Property Address	646 4TH AVE, TROY, NY 12182-2412
Document Number	0081450144
Book / Page	008145 / 000144
Instrument Date	Apr 3, 2017
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 SIMMONS AVE COHOES NY 120472329, COHOES, NY 12047-2329

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,953.00 (+0.9%)
2025	$4,909.00 (+4.98%)	$107,000 (-) Land $14,000 Building $93,000	$183,200 (+19.82%) Land $23,970 Building $159,230
2023		$107,000 (-) Land $14,000 Building $93,000	$152,900 (+8.6%) Land $20,006 Building $132,894
2022	$4,676.00	$107,000 Land $14,000 Building $93,000	$140,789 Land $18,421 Building $122,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	15 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless, Verizon.

Nearby Properties on 4th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures