641 4th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 641 4th Ave, Troy, NY 12182

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,320 sqft · built 1890
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$65,400 (Feb 2018)
Tax Bill	$4,351 (2026)
Deeds & Mortgages	Jun 2023 Refinance May 2021 Sale + 1 more
APN	`381700 80.48-7-11`

Property Details

APN / Parcel Number

Primary APN	`381700 80.48-7-11`
Alternative APN	`1604520`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,320 sqft Total Area
1st Floor Area	1,160 sqft
2nd Floor Area	1,160 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	120 ft deep x 33 ft wide
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1604520
Street Address	641 4TH AVE
City	TROY
State	NY
Zip	12182-2411
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TF
Legal Description	2 STY BRK HSE 319-17/M PT 339
Legal Block	7
Legal Lot Number	11.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1004
Census Tract	40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9 CAVILLE DR, MONSEY, NY 10952-4012
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LOAN FUNDER LLC
May 12, 2021	Deed, Transfer
Feb 15, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2018 · Amount on Record
Deed Sale	Feb 15, 2018 · Amount on Record
Prior Sale	Jul 25, 2016 · Amount on Record
Deed Book / Page	8440 / 136
Prior Transfer Date	Jul 11, 2016
Prior Transfer Doc	0078830247
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	641 4TH AVE, TROY, NY 12182-2411
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104100091
Date	Jun 15, 2023
Book Page	10410/91
Instrument	2023-628624

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	May 12, 2021
Property Address	641 4TH AVE, TROY, NY 12182-2411
Document Number	0095800273
Book / Page	9580 / 273
Instrument Date	Apr 28, 2021
Instrument	2021-588776
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 DE RONDE RD, MONSEY, NY 10952-4014

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 15, 2018
Property Address	641 4TH AVE, TROY, NY 12182-2411
Document Number	0084400136
Book / Page	008440 / 000136
Instrument Date	May 9, 2017
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 DE RONDE RD MONSEY NY 109524014, MONSEY, NY 10952-4014

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,351.00 (-68.43%)
2025	$13,780.00 (+236.18%)	$94,000 (-) Land $9,600 Building $84,400	$161,000 (+19.88%) Land $16,443 Building $144,557
2023		$94,000 (-) Land $9,600 Building $84,400	$134,300 (+8.58%) Land $13,716 Building $120,584
2022	$4,099.00	$94,000 Land $9,600 Building $84,400	$123,684 Land $12,632 Building $111,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	15 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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