638 4th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 638 4th Ave, Troy, NY 12182

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,068 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$4,000 (Jan 2024)
Tax Bill	$3,934 (2026)
Deeds & Mortgages	Jan 2024 Sale Nov 2023 Refinance + 2 more
APN	`381700 80.48-8-20`

Property Details

APN / Parcel Number

Primary APN	`381700 80.48-8-20`
Alternative APN	`1605250`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,068 sqft Total Area
1st Floor Area	1,034 sqft
2nd Floor Area	1,034 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	120 ft deep x 38 ft wide
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Electric
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1605250
Street Address	638 4TH AVE
City	TROY
State	NY
Zip	12182-2412
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TF
Legal Description	2 STY BR HSE 320-10/346
Legal Block	8
Legal Lot Number	20.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1003
Census Tract	40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 SARATOGA RD, 15, SCHENECTADY, NY 12302-5251
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Quit Claim Deed, Transfer
Nov 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BROADVIEW FEDERAL CREDIT UNION
Jul 8, 2021	Quit Claim Deed, Transfer
Jan 20, 2021	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on Record
Deed Sale	Jan 3, 2024 · Amount on Record
Prior Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	2024636762
Deed Book / Page	10574 / 57
Prior Transfer Date	Dec 19, 2023
Prior Transfer Doc	0105740057
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 3, 2024
Property Address	638 4TH AVE, TROY, NY 12182-2412
Document Number	0105740057
Book / Page	10574 / 57
Instrument Date	Dec 19, 2023
Instrument	2024-636762
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	194 MOUNT HOPE DR, ALBANY, NY 12202-1011

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	638 4TH AVE, TROY, NY 12182-2412
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105430001
Date	Nov 20, 2023
Book Page	10543/1
Instrument	2023-635218

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 8, 2021
Property Address	638 4TH AVE, TROY, NY 12182-2412
Document Number	0096490062
Book / Page	9649 / 62
Instrument Date	Jun 17, 2021
Instrument	2021-592063
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 RICHFIELD ST, TROY, NY 12182-1216

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jan 20, 2021
Property Address	638 4TH AVE, TROY, NY 12182-2412
Document Number	0000582007
Book / Page	009440 / 000032
Instrument Date	Jan 15, 2021
Instrument	582007
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,934.00 (-16.42%)
2025	$4,707.00 (+27.01%)	$85,000 (-) Land $10,000 Building $75,000	$145,500 (+19.85%) Land $17,118 Building $128,382
2023		$85,000 (-) Land $10,000 Building $75,000	$121,400 (+8.55%) Land $14,282 Building $107,118
2022	$3,706.00	$85,000 Land $10,000 Building $75,000	$111,842 Land $13,158 Building $98,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	15 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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