642 4th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 642 4th Ave, Troy, NY 12182

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,628 sqft · built 1890
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Mar 2023)
Tax Bill	$4,166 (2026)
Deeds & Mortgages	Mar 2023 Sale May 2021 Refinance + 2 more
APN	`381700 80.48-8-22`

Property Details

APN / Parcel Number

Primary APN	`381700 80.48-8-22`
Alternative APN	`1605270`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,628 sqft Total Area
1st Floor Area	1,384 sqft
2nd Floor Area	1,244 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	120 ft deep x 30 ft wide
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1605270
Street Address	642 4TH AVE
City	TROY
State	NY
Zip	12182-2412
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TF
Legal Description	2 STY FR HSE 320-8/NPT 347
Legal Block	8
Legal Lot Number	22.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1003
Census Tract	40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9 CAVILLE DR, MONSEY, NY 10952-4012
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed, Transfer
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SUNMARK FCU
Apr 28, 2020	Grant Deed, Transfer ATTORNEY ONLY
Dec 11, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Dec 11, 2018 · Amount on Record
Deed Document Number	2023625442
Deed Book / Page	10351 / 144
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 30, 2023
Property Address	642 4TH AVE, TROY, NY 12182-2412
Document Number	0103510144
Book / Page	10351 / 144
Instrument Date	Mar 16, 2023
Instrument	2023-625442
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CARVILLE DR, MONSEY, NY 10952-4012

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	642 4TH AVE, TROY, NY 12182-2412
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095940194
Date	May 21, 2021
Book Page	9594/194
Instrument	2021-589442

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 28, 2020
Property Address	642 4TH AVE, TROY, NY 12182-2412
Document Number	0000567527
Book / Page	009144 / 000277
Instrument Date	Mar 3, 2020
Instrument	567527
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	163 CAMDEN AVE STATEN ISLAND NY 103093219, STATEN ISLAND, NY 10309-3219

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 11, 2018
Property Address	642 4TH AVE, TROY, NY 12182-2412
Document Number	0087050219
Book / Page	008705 / 000219
Instrument Date	Nov 2, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 BILLOP AVE STATEN ISLAND NY 103071731, STATEN ISLAND, NY 10307-1731

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,166.00 (-59.07%)
2025	$10,178.00 (+69.61%)	$90,000 (-) Land $9,200 Building $80,800	$154,100 (+19.83%) Land $15,752 Building $138,348
2023		$90,000 (-) Land $9,200 Building $80,800	$128,600 (+8.6%) Land $13,146 Building $115,454
2022	$6,001.00	$90,000 Land $9,200 Building $80,800	$118,421 Land $12,105 Building $106,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	15 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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