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640 4th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 640 4th Ave, Troy, NY 12182

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,048 sqft · built 1890
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$40,000 (Feb 2024)
Tax Bill$4,305 (2026)
Deeds & MortgagesDec 2025 Mortgage
Feb 2024 Sale
+ 1 more
APN381700 80.48-8-21

Property Details

APN / Parcel Number

Primary APN381700 80.48-8-21
Alternative APN
  • 1605260

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,048 sqft Living Area
1st Floor Area1,222 sqft
2nd Floor Area722 sqft
Upper Floors Area104 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialWood
Foundation TypeRaised
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions120 ft deep x 32 ft wide
PorchSlab
Porch Area154 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1605260
Street Address640 4TH AVE
CityTROY
StateNY
Zip12182-2412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTF
Legal Description2 STY FR HSE 320-9/SPT 347
Legal Block8
Legal Lot Number21.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group1
Census Block1003
Census Tract40200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Lansingburgh Historic District
listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

640 4th Ave is owned and occupied by two individuals who bought it in February 2024.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address640 4TH AVE, TROY, NY 12182-2412
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
BROADVIEW FCU
Feb 7, 2024Deed, Transfer
May 5, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2024 · Amount on File
Deed SaleFeb 7, 2024 · Amount on File
Prior SaleMay 5, 2021 · Amount on File
Deed Document Number20242024-638013
Deed Book / Page10597 / 77
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address640 4TH AVE, TROY, NY 12182-2412
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0111490179
DateDec 17, 2025
Book Page11149/179
Instrument2025-665237
Lender
NameBROADVIEW FCU
Agreement
TypeConventional Mortgage
AmountAmount on Record

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionRENSSELAER NY
Recording DateFeb 7, 2024
Property Address640 4TH AVE, TROY, NY 12182-2412
Document Number0105970077
Book / Page10597 / 77
Instrument DateJan 29, 2024
Instrument2024-638013
Transaction TypeTransfer
Record UpdatedFeb 27, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address768 2ND AVE, TROY, NY 12182-2130

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateMay 5, 2021
Property Address640 4TH AVE, TROY, NY 12182-2412
Document Number0095720267
Book / Page9572 / 267
Instrument DateMay 3, 2021
Instrument2021-588404
Transaction TypeTransfer
Record UpdatedJun 2, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address194 MOUNT HOPE DR, ALBANY, NY 12202-1011

Tax Assessment & Valuation

The 2026 property tax bill for 640 4th Ave was $4,305, down 15.2% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,305.00 (-15.16%)
2025$5,074.00$93,000 Land $9,600 Building $83,400$159,200 Land $16,434 Building $142,766
2023$93,000 (-) Land $9,600 Building $83,400$132,900 (+8.61%) Land $13,719 Building $119,181
2022$6,508.00$93,000 Land $9,600 Building $83,400$122,368 Land $12,632 Building $109,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 640 4th Ave; there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims15 (1979–2011)
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 7 claims
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 640 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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