Rensselaer County and Troy City property record for 649 4th Ave, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,617 sqft · built 1910 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,123 (2026) |
| APN | 381700 80.48-7-8 |
| Primary APN | 381700 80.48-7-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,617 sqft Living Area |
| 1st Floor Area | 880 sqft |
| 2nd Floor Area | 308 sqft |
| Upper Floors Area | 429 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 120 ft deep x 38 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 313 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1604490 |
|---|---|
| Street Address | 649 4TH AVE |
| City | TROY |
| State | NY |
| Zip | 12182-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TF |
| Legal Description | 2 STY FR HSE & 2C FR GAR 319-20/NPT 341 |
| Legal Block | 7 |
| Legal Lot Number | 8.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Lansingburgh Historic District listed 2023 · 592 contributing resources · NRIS 100008651 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
649 4th Ave is owned and occupied by two individuals.
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 649 4TH AVE, TROY, NY 12182-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 649 4th Ave was $3,123 with exemptions applied, up 1.7% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,123.00 (+1.73%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,070.00 | $91,000 Land $10,000 Building $81,000 | $155,800 Land $17,121 Building $138,679 |
| 2023 | $91,000 (-) Land $10,000 Building $81,000 | $130,000 (+8.57%) Land $14,286 Building $115,714 | |
| 2022 | $2,879.00 Homeowner's exemption Senior Citizen's exemption | $91,000 Land $10,000 Building $81,000 | $119,737 Land $13,158 Building $106,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 649 4th Ave; there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 15 (1979–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 649 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hudson Valley Wireless, Verizon.
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