636 Cortez Ave, #D, Vista, CA 92084 Property Records

San Diego County property record for 636 Cortez Ave, #D, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,604 sqft · built 1965
Lot Size0.224 acres (9,756 sqft)
Owner2 Company Names on Record
Last Sale$400,000 (Mar 2017)
Tax Bill$6,046 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN173-110-32-00

Property Details

APN / Parcel Number

Primary APN173-110-32-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,604 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area9,756 sqft (0.224 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address636 CORTEZ AVE, D
CityVISTA
StateCA
Zip92084-3728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionPAR A TR PM08398
Legal SubdivisionSAN BERNARDINO MERIDIAN
Legal Tract8398
Legal Block2
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract19206

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address636 CORTEZ AVE, D, VISTA, CA 92084-3728
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
Jun 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Mar 13, 2017Quit Claim Deed, Transfer
TITLE 365
Mar 13, 2017Grant Deed, Transfer · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2017 · Amount on Record
Deed SaleMar 13, 2017 · Amount on Record
Prior SaleAug 19, 1987 · Amount on Record
Deed Document Number2017114981
Last Transfer DateNov 10, 2024
Transfer Doc0000316789
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address636 CORTEZ AVE # D, D, VISTA, CA 92084-3728
Transaction TypeMortgage
Record UpdatedJul 26, 2021
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 CORTEZ AVE D, D, VISTA, CA 92084-3728

Mortgage

Document Number0000502026
DateJul 14, 2021
Instrument2021-0502026
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 15, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address636 CORTEZ AVE # D, D, VISTA, CA 92084-3728
Document Number0000343043
Instrument DateJun 24, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address636 CORTEZ AVE VISTA CA 920843728, VISTA, CA 92084-3728

Mortgage

Document Number0000343043
DateJun 30, 2020
Instrument343043
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2050

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 13, 2017
Property Address636 CORTEZ AVE # D, D, VISTA, CA 92084-3728
Document Number0000114980
Instrument DateMar 9, 2017
Instrument114980
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyTITLE 365

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address636 CORTEZ AVE #D VISTA CA 920843728, D, VISTA, CA 92084-3728

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 13, 2017
Property Address636 CORTEZ AVE # D, D, VISTA, CA 92084-3728
Document Number0000114981
Map ReferencePM8398 FILE79-053507
Instrument DateFeb 8, 2017
Instrument2017-0114981
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTITLE365

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 CORTEZ AVE # D, D, VISTA, CA 92084-3728

Mortgage

Document Number0000114982
DateMar 13, 2017
Instrument2017-0114982
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$473,510 (+2%) Land $162,213 Building $311,297
2025$6,046.00 (+7.48%)$464,227 (+4.04%) Land $159,033 Building $305,194
2023$5,625.00 (+0.21%)$446,202 Land $152,858 Building $293,344
2022$5,613.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Orion Broadband, San Diego Broadband, T-Mobile, Verizon.

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