San Diego County property record for 631 Cortez Ave, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,289 sqft · built 1989 |
| Lot Size | 0.242 acres (10,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $795,000 (Nov 2021) |
| Tax Bill | $6,648 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Feb 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-552-42-00 |
| Primary APN | 173-552-42-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,289 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 10,534 sqft (0.242 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 631 CORTEZ AVE |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-3729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 42 TR 012021 |
| Legal Subdivision | VISTA 86-07 |
| Legal Tract | 012021 |
| Legal Block | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19206 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 631 CORTEZ AVE, VISTA, CA 92084-3729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Nov 2, 2021 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jan 4, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage JG WENTWORTH HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2021 · Amount on Record |
| Deed Sale | Nov 2, 2021 · Amount on Record |
| Prior Sale | Sep 18, 2003 · Amount on Record |
| Deed Document Number | 2021763723 |
| Prior Transfer Date | Mar 11, 1994 |
| Prior Transfer Doc | 0000254305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 2, 2021 |
| Property Address | 631 CORTEZ AVE, VISTA, CA 92084-3729 |
| Document Number | 0000763723 |
| Map Reference | MAP 12021 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021-0763723 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 631 CORTEZ AVE, VISTA, CA 92084-3729 |
| Document Number | 0000763724 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021-0763724 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 6, 2017 |
| Property Address | 631 CORTEZ AVE, VISTA, CA 92084-3729 |
| Document Number | 0000060969 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 60969 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2017 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 4, 2017 |
| Property Address | 631 CORTEZ AVE, VISTA, CA 92084-3729 |
| Document Number | 0000004494 |
| Instrument Date | Dec 22, 2016 |
| Instrument | 4494 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 631 CORTEZ AVE VISTA CA 920843729, VISTA, CA 92084-3729 |
| Document Number | 4495, |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 4495 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $534,991 (+2%) Land $149,261 Building $385,730 | |
| 2025 | $6,648.00 (+7.64%) Homeowner's exemption | $524,502 (+4.04%) Land $146,335 Building $378,167 |
| 2023 | $6,176.00 (+0.24%) Homeowner's exemption | $504,136 Land $140,653 Building $363,483 |
| 2022 | $6,161.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Orion Broadband, San Diego Broadband, T-Mobile, Verizon.
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