San Diego County property record for 632 Cortez Ave, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,868 sqft · built 1989 |
| Lot Size | 0.229 acres (9,986 sqft) |
| Owner | Company Name on Record |
| Last Sale | $515,000 (Jul 2016) |
| Tax Bill | $7,606 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Dec 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-551-29-00 |
| Primary APN | 173-551-29-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,868 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 9,986 sqft (0.229 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 632 CORTEZ AVE |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 81 TR 012021 |
| Legal Subdivision | VISTA 86-07 |
| Legal Tract | 012021 |
| Legal Block | 2 |
| Legal Lot Number | 81 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19206 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 632 CORTEZ AVE, VISTA, CA 92084-3728 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 21, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Dec 22, 2021 | Intrafamily Transfer, Transfer |
| Oct 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 11, 2019 | Quit Claim Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA |
| Dec 11, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2016 · Amount on Record |
| Deed Sale | Jul 11, 2016 · Amount on Record |
| Prior Sale | Oct 13, 2008 · Amount on Record |
| Deed Document Number | 2016345602 |
| Prior Transfer Date | Jan 16, 1997 |
| Prior Transfer Doc | 0000033040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 632 CORTEZ AVE, VISTA, CA 92084-3728 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 5082 CASCADE WAY, OCEANSIDE, CA 92057-7878 |
| Document Number | 0000350049 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 2023-0350049 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 22, 2021 |
| Property Address | 632 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Number | 0000861602 |
| Map Reference | MAP 12021 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021-0861602 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 632 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 14, 2021 |
| Property Address | 632 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Number | 0000717059 |
| Map Reference | MAP 12021 |
| Instrument Date | Oct 7, 2021 |
| Instrument | 2021-0717059 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 632 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Number | 0000717060 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021-0717060 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 11, 2019 |
| Property Address | 632 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Number | 0000578162 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 578162 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2019 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 632 CORTEZ AVE VISTA CA 920843728, VISTA, CA 92084-3728 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 11, 2019 |
| Property Address | 632 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Number | 0000578163 |
| Map Reference | MAP 12021 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 2019-0578163 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 632 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Number | 0000578164 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 2019-0578164 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $614,375 (+2%) Land $300,876 Building $313,499 | |
| 2025 | $7,606.00 (+7.73%) | $602,329 (+4.04%) Land $294,977 Building $307,352 |
| 2023 | $7,060.00 (+0.21%) | $578,942 Land $283,524 Building $295,418 |
| 2022 | $7,045.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Orion Broadband, San Diego Broadband, T-Mobile, Verizon.
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