635 Cortez Ave, Vista, CA 92084 Property Records

San Diego County property record for 635 Cortez Ave, Vista, CA 92084 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,632 sqft · built 1989
Lot Size0.263 acres (11,463 sqft)
OwnerCompany Name on File
Last Sale$362,000 (Feb 2009)
Tax Bill$5,989 (2025)
Deeds & MortgagesJun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN173-552-41-00

Property Details

APN / Parcel Number

Primary APN173-552-41-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,632 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleMediterranean
Lot Area11,463 sqft (0.263 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address635 CORTEZ AVE
CityVISTA
StateCA
Zip92084-3729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 41 TR 012021
Legal SubdivisionVISTA 86-07
Legal Tract012021
Legal Block2
Legal Lot Number41
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract19206

Owner

Source: San Diego County records · APN 173-552-41-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address635 CORTEZ AVE, VISTA, CA 92084-3729
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 23, 2009 · Amount on Record
Deed SaleFeb 23, 2009 · Amount on Record
Prior SaleMay 01, 2000 · Amount on Record
Deed Document Number200988572
Last Transfer DateFeb 06, 2015
Transfer Doc0000053495
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address635 CORTEZ AVE, VISTA, CA 92084-3729
Document Number0000239579
Instrument DateJun 07, 2019
Transaction TypeMortgage
Record UpdatedJun 26, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address635 CORTEZ AVE VISTA CA 920843729, VISTA, CA 92084-3729

Mortgage

Document Number0000239579
DateJun 19, 2019
Instrument239579
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$475,477 (+2%) Land $262,693 Building $212,784
2025$5,989.00 (+7.54%) Homeowner's exemption$466,155 (+4.04%) Land $257,543 Building $208,612
2023$5,569.00 (+0.23%) Homeowner's exemption$448,056 Land $247,544 Building $200,512
2022$5,556.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 549 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, San Diego Broadband, T-Mobile USA, AT&T, Orion CableSystems, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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