San Diego County property record for 638 Cortez Ave, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,504 sqft · built 1979 |
| Lot Size | 0.186 acres (8,118 sqft) |
| Owner | Company Name on Record |
| Last Sale | $750,000 (Jun 2021) |
| Tax Bill | $4,470 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-110-33-00 |
| Primary APN | 173-110-33-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,504 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 8,118 sqft (0.186 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 638 CORTEZ AVE |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PAR B TR PM08398 |
| Legal Subdivision | CITY OF VISTA |
| Legal Tract | 8398 |
| Legal Block | 2 |
| Legal Lot Number | B |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19206 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 638 CORTEZ AVE, VISTA, CA 92084-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRONTWAVE CU |
| Jun 28, 2021 | Grant Deed, Transfer FIDELITY NATL TTL SAN DIEGO |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on Record |
| Deed Sale | Jun 28, 2021 · Amount on Record |
| Prior Sale | May 16, 2016 · Amount on Record |
| Deed Document Number | 2021468126 |
| Prior Transfer Date | Oct 4, 1993 |
| Prior Transfer Doc | 0000695913 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 638 CORTEZ AVE, VISTA, CA 92084-3728 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 638 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Number | 0000246100 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023-0246100 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 28, 2021 |
| Property Address | 638 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Number | 0000468126 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021-0468126 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 638 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 638 CORTEZ AVE, VISTA, CA 92084-3728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4815 TARANTELLA LN, SAN DIEGO, CA 92130-2468 |
| Document Number | 0000586494 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-0586494 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $338,345 (+2%) Land $259,512 Building $78,833 | |
| 2025 | $4,470.00 (+7.14%) Homeowner's exemption | $331,712 (+4.04%) Land $254,424 Building $77,288 |
| 2023 | $4,172.00 (+0.26%) Homeowner's exemption | $318,834 Land $244,546 Building $74,288 |
| 2022 | $4,161.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Orion Broadband, San Diego Broadband, T-Mobile, Verizon.
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