San Diego County property record for 642 Cortez Ave, Vista, CA 92084 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,532 sqft · built 1979 |
| Lot Size | 0.338 acres (14,715 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (Jun 2020) |
| Tax Bill | $7,658 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-110-30-00 |
| Primary APN | 173-110-30-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 14,715 sqft (0.338 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 642 CORTEZ AVE |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR C TR PM06454 |
| Legal Subdivision | PARCEL MAP NO 6454 |
| Legal Tract | 6454 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19206 |
Source: San Diego County records · APN 173-110-30-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 642 CORTEZ AVE, VISTA, CA 92084-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 10, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU |
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HOME LENDING INC |
| Jun 24, 2020 | Affidavit of Death, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Jun 24, 2020 | Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Deed Document Number | 2020329329 |
| Prior Transfer Date | Oct 08, 2013 |
| Prior Transfer Doc | 0000619840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 642 CORTEZ AVE, VISTA, CA 92084-3728 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 642 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Number | 0000393635 |
|---|---|
| Date | Oct 10, 2022 |
| Instrument | 2022-0393635 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILLSBORO, OR 97124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 642 CORTEZ AVE, VISTA, CA 92084-3728 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | PROVIDENT TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 642 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Number | 0000543012 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-0543012 |
| Name | MILLENNIAL HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CHATSWORTH, CA 91311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 01, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 24, 2020 |
| Property Address | 642 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Number | 0000329328 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 329328 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2020 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 40 MAIN ST #100 VISTA CA 920835831, 100, VISTA, CA 92083-5831 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 24, 2020 |
| Property Address | 642 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Number | 0000329329 |
| Map Reference | MAP 4147 |
| Instrument Date | Jun 02, 2020 |
| Instrument | 2020-0329329 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 642 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Number | 0000329330 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020-0329330 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $619,108 (+2%) Land $407,162 Building $211,946 | |
| 2025 | $7,658.00 (+7.72%) | $606,970 (+4.04%) Land $399,179 Building $207,791 |
| 2023 | $7,109.00 (+0.23%) | $583,402 Land $383,679 Building $199,723 |
| 2022 | $7,093.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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