San Diego County property record for 629 Cortez Ave, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,289 sqft · built 1989 |
| Lot Size | 0.247 acres (10,779 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,600 (Oct 1988) |
| Tax Bill | $5,134 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-552-43-00 |
| Primary APN | 173-552-43-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,289 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 10,779 sqft (0.247 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 629 CORTEZ AVE |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-3729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 43 TR 012021 |
| Legal Subdivision | VISTA 86-07 |
| Legal Tract | 012021 |
| Legal Block | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19206 |
629 Cortez Ave is owned and occupied by two individuals who acquired it in May 2018.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 629 CORTEZ AVE, VISTA, CA 92084-3729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 16, 2018 | Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 1988 · Amount on File |
| Deed Sale | Oct 19, 1988 · Amount on File |
| Deed Document Number | 1988533392 |
| Last Transfer Date | May 8, 2018 |
| Transfer Doc | 0000196850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 629 CORTEZ AVE, VISTA, CA 92084-3729 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000157515 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019-0157515 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 16, 2018 |
| Property Address | 629 CORTEZ AVE, VISTA, CA 92084-3729 |
| Document Number | 0000196850 |
| Instrument Date | May 8, 2018 |
| Instrument | 196850 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | AMERICAN COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 629 CORTEZ AVE VISTA CA 920843729, VISTA, CA 92084-3729 |
| Document Number | 196851 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 196851 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 15, 2033 |
The 2025 property tax bill for 629 Cortez Ave was $5,134 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $398,273 (+2%) Land $95,684 Building $302,589 | |
| 2025 | $5,134.00 Homeowner's exemption | $390,464 Land $93,808 Building $296,656 |
| 2023 | $4,782.00 (+0.23%) Homeowner's exemption | $375,304 Land $90,166 Building $285,138 |
| 2022 | $4,771.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 629 Cortez Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 629 Cortez Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Orion Broadband, San Diego Broadband, T-Mobile, Verizon.
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