San Diego County property record for 628 Cortez Ave, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 1989 |
| Lot Size | 0.234 acres (10,199 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,988 (2025) |
| Deeds & Mortgages | Sep 2019 Transfer Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-551-30-00 |
| Primary APN | 173-551-30-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 10,199 sqft (0.234 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 628 CORTEZ AVE |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 82 TR 012021 |
| Legal Subdivision | VISTA #86-07 |
| Legal Tract | 012021 |
| Legal Block | 2 |
| Legal Lot Number | 82 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19206 |
Source: San Diego County records · APN 173-551-30-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 CORTEZ AVE, VISTA, CA 92084-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 30, 2019 | Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Sep 30, 2019 | Quit Claim Deed, Transfer · FHA Mortgage ALTERRA HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2019 |
| Deed Sale | Sep 30, 2019 |
| Prior Sale | Oct 25, 2004 · Amount on Record |
| Deed Document Number | 2019434525 |
| Prior Transfer Date | Sep 25, 2019 |
| Prior Transfer Doc | 0000434525 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 30, 2019 |
| Property Address | 628 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Number | 0000434526 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 434526 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2019 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 628 CORTEZ AVE VISTA CA 920843728, VISTA, CA 92084-3728 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 30, 2019 |
| Property Address | 628 CORTEZ AVE, VISTA, CA 92084-3728 |
| Document Number | 0000434525 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 434525 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2019 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 628 CORTEZ AVE VISTA CA 920843728, VISTA, CA 92084-3728 |
| Document Number | 434527 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 434527 |
| Name | ALTERRA HM LNS |
|---|---|
| Address | LAS VEGAS, NV 89145 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $746,372 (+2%) Land $497,582 Building $248,790 | |
| 2025 | $8,988.00 (+7.9%) Homeowner's exemption | $731,738 (+4.04%) Land $487,826 Building $243,912 |
| 2023 | $8,330.00 (+5.78%) Homeowner's exemption | $703,326 Land $468,884 Building $234,442 |
| 2022 | $7,875.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Orion CableSystems, San Diego Broadband, T-Mobile USA, Verizon.
Based on FCC filings for 549 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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