613572 River Rd, Callahan, FL 32011 Property Records

Nassau County property record for 613572 River Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,400 sqft · built 2023
Lot Size	4.98 acres (216,929 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jul 2021)
Tax Bill	$9,016 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-2N-24-2281-0006-0000`

Property Details

APN / Parcel Number

Primary APN	`27-2N-24-2281-0006-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,400 sqft Living Area
Gross Area	4,243 sqft
1st Floor Area	3,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	216,929 sqft (4.98 acres)
Garage Type	Attached
Garage Area	843 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	613572 RIVER RD
City	CALLAHAN
State	FL
Zip	32011-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	LOT 6 DIXON FARMS OR 2368/1800 ESMT IN OR 2615-354
Legal Range	24E
Legal Township	02N
Legal Section	27
Legal Subdivision	DIXON FARMS
Legal Lot Number	6
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1002
Census Tract	50508

Owner

Source: Nassau County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 960, CALLAHAN, FL 32011-0960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CREDIT UNION
Sep 27, 2022	Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK
Jul 14, 2021	Special Warranty Deed, Transfer · Line of Credit WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Deed Document Number	202145026245
Deed Book / Page	2479 / 434
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Recording Date	Jun 24, 2026
Property Address	613572 RIVER RD, CALLAHAN, FL 32011-3209
Document Number	0000019084
Book / Page	2877 / 539
Instrument Date	Jun 18, 2026
Instrument	202619084
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613572 RIVER RD, CALLAHAN, FL 32011-3209

Mortgage

Document Number	0000019084,
Date	Jun 24, 2026
Book Page	2877/539
Instrument	202619084

Lender

Name	VYSTAR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	613572 RIVER RD, CALLAHAN, FL 32011-3209
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 960, CALLAHAN, FL 32011-0960

Mortgage

Document Number	0025930044
Date	Sep 27, 2022
Book Page	2593/44
Instrument	202245033089

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 14, 2021
Property Address	613572 RIVER RD, CALLAHAN, FL 32011-3209
Document Number	0024790434
Book / Page	2479 / 434
Map Reference	DOC 202045018333
Instrument Date	Jun 7, 2021
Instrument	202145026245
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 RAYONIER WAY, WILDLIGHT, FL 32097-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3502 MEDITERRA DR, CLERMONT, FL 34711-4631

Mortgage

Document Number	0002479439
Date	Jul 14, 2021
Instrument	2479/439

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,016.00 (+1.2%) Homeowner's exemption	$627,670 (+2.9%)	$731,275 (+10.37%) Land $149,400 Building $581,875
2024	$8,909.00 (+382.87%) Homeowner's exemption	$609,981 (+389.94%)	$662,585 (+432.2%) Land $124,500 Building $538,085
2023	$1,845.00 (+23.16%)	$124,500 (+25%) Land $124,500	$124,500 (+25%) Land $124,500
2022	$1,498.00	$99,600 Land $99,600	$99,600 Land $99,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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