6045 Bach Rd, Ratcliff, AR 72951 Property Records

Franklin County property record for 6045 Bach Rd, Ratcliff, AR 72951

Property Summary

Property Type	Rural Home
Details	2 ba · 2,267 sqft · built 1966
Lot Size	19.1 acres (834,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Jan 2005)
Tax Bill	$4,231 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-03083-000`

Property Details

APN / Parcel Number

Primary APN	`001-03083-000`
Alternative APN	`3940`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,267 sqft Living Area
Gross Area	1,867 sqft
1st Floor Area	1,867 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 1966
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	834,610 sqft (19.1 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	504 sqft
Driveway	Driveway
Driveway Area	238 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	204 sqft
Patio Area	96 sqft
Fence	Fence
Shed	1 Shed
Shed Area	2,800 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	6045 BACH RD
City	RATCLIFF
State	AR
Zip	72951-9130
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NE NW RE 21-327
Legal Range	27
Legal Township	08
Legal Section	35
Jurisdiction	FRANKLIN AR
Township / Civil Division	WITTICH
Census Block Group	1
Census Block	1115
Census Tract	950301

Owner

Source: Franklin County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6045 BACH RD, RATCLIFF, AR 72951-9130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF FORT SMITH
Sep 21, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF FORT SMITH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2005 · Amount on Record
Deed Sale	Jan 18, 2005 · Amount on Record
Deed Document Number	0021-000327
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	6045 BACH RD, RATCLIFF, AR 72951-9130
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6045 BACH RD, RATCLIFF, AR 72951-9130

Mortgage

Document Number	2020R002345
Date	Sep 21, 2020
Instrument	2020R-002345

Lender

Name	FIRST NATIONAL BANK OF FORT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 21, 2025

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	6045 BACH RD, RATCLIFF, AR 72951-9130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6045 BACH RD, RATCLIFF, AR 72951-9130

Mortgage

Document Number	2020R002342
Date	Sep 21, 2020
Instrument	2020R-002342

Lender

Name	FIRST NATIONAL BANK OF FORT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	Sep 21, 2033

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Unified School District	County Line School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,231.00 (-2.04%) Homeowner's exemption	$106,190 (+0.37%) Land $2,230 Building $103,960
2023	$4,319.00 Homeowner's exemption	$105,800 Land $2,230 Building $103,570	$530,950 Land $11,150 Building $519,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSOUTH RURAL WATER DIST serves 4,275 people · EPA ID AR0000674
Water Source	Purchased surface water from OZARK WATERWORKS
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wave Rural Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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