5643 Bach Rd, Ratcliff, AR 72951 Property Records

Franklin County property record for 5643 Bach Rd, Ratcliff, AR 72951

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,032 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (May 2014)
Tax Bill	$120 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-03085-002`

Property Details

APN / Parcel Number

Primary APN	`001-03085-002`
Alternative APN	`3945`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 2003
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Carport	Carport
Carport Area	200 sqft

Exterior Amenities

Porch	Enclosed Porch
Deck Area	48 sqft
Patio Area	420 sqft
Fence	Fence
Utility Building	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5643 BACH RD
City	RATCLIFF
State	AR
Zip	72951-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S 1/2 NW NW RE 175-105
Legal Range	27
Legal Township	08
Legal Section	35
Jurisdiction	FRANKLIN AR
Township / Civil Division	WITTICH
Census Block Group	1
Census Block	1115
Census Tract	950301

Owner

Source: Franklin County records · APN 001-03085-002

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5643 BACH RD, RATCLIFF, AR 72951-9202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2014 · Amount on Record
Deed Sale	May 13, 2014 · Amount on Record
Deed Document Number	0175-000105
Deed Book / Page	175 / 105
Record Updated	Jun 08, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	5643 BACH RD, RATCLIFF, AR 72951-9202
Transaction Type	Mortgage
Record Updated	Feb 04, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	243/240
Date	Sep 19, 2018
Book Page	243/240

Lender

Name	THE FIRST NATIONAL BANK AT PARIS
Type	Bank
Address	PARIS, AR 72855

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	63 Months
Due	Dec 17, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Unified School District	County Line School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$120.00 (-47.14%) Homeowner's exemption	$15,840 (+10.54%) Land $2,400 Building $13,440
2023	$227.00 Homeowner's exemption	$14,330 Land $2,400 Building $11,930	$79,200 Land $12,000 Building $67,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 2, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 88% of Arkansas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Arkansas Valley Electric Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RIVERSOUTH RURAL WATER DIST serves 4,275 people
Water Source	Purchased surface water from OZARK WATERWORKS
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.