5425 Bach Rd, Ratcliff, AR 72951 Property Records

Franklin County property record for 5425 Bach Rd, Ratcliff, AR 72951

Property Summary

Property Type	Rural Home
Details	2 ba · 1,754 sqft · built 1985
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (May 2013)
Tax Bill	$450 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-03055-001`

Property Details

APN / Parcel Number

Primary APN	`001-03055-001`
Alternative APN	`3901`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,754 sqft Living Area
1st Floor Area	1,754 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	810 sqft
Driveway	Concrete Driveway
Driveway Area	1,088 sqft

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Patio Area	336 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5425 BACH RD
City	RATCLIFF
State	AR
Zip	72951-9128
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PART OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 34, TOWNSHIP 8 NORTH, RANGE 27 WEST, MORER PARTICULARLY DES
Legal Range	27
Legal Township	08
Legal Section	34
Legal Subdivision	PT NE1/4 NE1/4 S-34, T-8N, R-27W
Jurisdiction	FRANKLIN AR
Township / Civil Division	WITTICH
Census Block Group	1
Census Block	1115
Census Tract	950301

Owner

Source: Franklin County records, as of October 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5425 BACH RD, RATCLIFF, AR 72951-9128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2013 · Amount on Record
Deed Sale	May 23, 2013 · Amount on Record
Prior Sale	Sep 13, 2005
Deed Book / Page	161 / 684
Last Transfer Date	Sep 24, 2021
Transfer Doc	2021R003347
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN AR
Recording Date	Nov 19, 2021
Property Address	5425 BACH RD, RATCLIFF, AR 72951-9128
Document Number	2021R003347
Instrument Date	Sep 24, 2021
Instrument	2021R-003347
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5425 BACH RD, RATCLIFF, AR 72951-9128

Mortgage

Document Number	2021R003348
Date	Nov 19, 2021
Instrument	2021R-003348

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Unified School District	County Line School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$450.00 (-18.03%) Homeowner's exemption	$23,660 (-) Land $1,540 Building $22,120
2023	$549.00 Homeowner's exemption	$23,660 Land $1,540 Building $22,120	$118,300 Land $7,700 Building $110,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 89% of Arkansas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSOUTH RURAL WATER DIST serves 4,275 people · EPA ID AR0000674
Water Source	Purchased surface water from OZARK WATERWORKS
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wave Rural Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bach Rd

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