5319 Bach Rd, Ratcliff, AR 72951 Property Records

Franklin County property record for 5319 Bach Rd, Ratcliff, AR 72951

Property Summary

Property Type	Single Family Home
Details	1 ba · 840 sqft · built 1956
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Nov 2025)
Tax Bill	$298 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`001-03057-000`

Property Details

APN / Parcel Number

Primary APN	`001-03057-000`
Alternative APN	`3903`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Flooring	Carpet

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	81,457 sqft (1.87 acres)
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	5319 BACH RD
City	RATCLIFF
State	AR
Zip	72951-9127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW NE RE 210-721
Legal Range	27
Legal Township	08
Legal Section	34
Jurisdiction	FRANKLIN AR
Township / Civil Division	WITTICH
Census Block Group	1
Census Block	1115
Census Tract	950301

Owner

Source: Franklin County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3737 HERITAGE RD, OZARK, AR 72949-8218
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	May 24, 2001
Deed Document Number	20252904
Prior Transfer Date	Jul 22, 2008
Prior Transfer Doc	000091/739
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Recording Date	Jun 17, 2026
Property Address	5319 BACH RD, RATCLIFF, AR 72951-9127
Document Number	2026R001536
Instrument Date	Jun 10, 2026
Instrument	20261536
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5319 BACH RD, RATCLIFF, AR 72951-9127
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001536,
Date	Jun 17, 2026
Instrument	20261536

Lender

Name	SIMMONS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Dec 10, 2027

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Unified School District	County Line School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$298.00 (-0.33%)	$6,570 (-) Land $2,270 Building $4,300
2023	$299.00	$6,570 Land $2,270 Building $4,300	$32,850 Land $11,350 Building $21,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 86% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSOUTH RURAL WATER DIST serves 4,275 people · EPA ID AR0000674
Water Source	Purchased surface water from OZARK WATERWORKS
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wave Rural Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bach Rd

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