60 E Westminster, Lake Forest, IL 60045 Property Records

Lake County property record for 60 E Westminster, Lake Forest, IL 60045 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,460 sqft · built 1905
Lot Size	0.149 acres (6,508 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (Nov 1998)
Tax Bill	$9,570 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-33-103-027`

Property Details

APN / Parcel Number

Primary APN	`12-33-103-027`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,460 sqft Living Area
Gross Area	2,222 sqft
1st Floor Area	825 sqft
Upper Floors Area	635 sqft
Basement Area	762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,508 sqft (0.149 acres)
Garage Type	Detached
Garage Area	321 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	144 sqft
Patio Area	151 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	60 E WESTMINSTER
City	LAKE FOREST
State	IL
Zip	60045-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLTS SUB LOTS 19 & LOT 20 BLOCK 4
Legal Subdivision	HOLTS SUB
Legal Block	4
Legal Lot Number	19,20
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	1
Census Block	1014
Census Tract	863500

Owner

Source: Lake County records · APN 12-33-103-027

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	60 E WESTMINSTER, LAKE FOREST, IL 60045-1802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2021	Deed of Trust, Mortgage · Line of Credit EVERGREEN BANK GROUP
May 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 09, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Jul 16, 2018	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 11, 1998 · Amount on Record
Deed Sale	Nov 11, 1998 · Amount on Record
Deed Document Number	19984238647
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	60 E WESTMINSTER, LAKE FOREST, IL 60045-1802
Transaction Type	Mortgage
Record Updated	Nov 08, 2021
Title Company	PRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007831549
Date	Oct 05, 2021
Instrument	7831549

Lender

Name	EVERGREEN BANK GROUP
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	237 Months
Due	Jul 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	60 E WESTMINSTER, LAKE FOREST, IL 60045-1802
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007783880
Date	May 04, 2021
Instrument	7783880

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	60 E WESTMINSTER, LAKE FOREST, IL 60045-1802
Document Number	0007616566
Instrument Date	Dec 09, 2019
Transaction Type	Mortgage
Record Updated	Jan 03, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	60 E WESTMINSTER LAKE FOREST IL 600451802, LAKE FOREST, IL 60045-1802

Mortgage

Document Number	0007616566
Date	Dec 13, 2019
Instrument	7616566

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Interest

Rate Type	Fixed Rate
Rate	3.99%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	60 E WESTMINSTER, LAKE FOREST, IL 60045-1802
Document Number	0007500734
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	60 E WESTMINSTER LAKE FOREST IL 600451802, LAKE FOREST, IL 60045-1802

Mortgage

Document Number	0007500734
Date	Jul 24, 2018
Instrument	7500734

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,403 (+18.22%) Land $82,521 Building $91,882	$523,262 (+18.22%) Land $247,588 Building $275,674
2024	$9,570.00 (+20.17%)
2023	$7,964.00 (+2.89%)	$147,524 (+6.98%) Land $69,803 Building $77,721	$442,616 (+6.97%) Land $209,430 Building $233,186
2022	$7,740.00	$137,905 Land $65,252 Building $72,653	$413,757 Land $195,776 Building $217,981

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978635001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 295 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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