112 E Westminster, Lake Forest, IL 60045 Property Records

Lake County property record for 112 E Westminster, Lake Forest, IL 60045 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,107 sqft · built 1927
Lot Size	0.198 acres (8,638 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Jun 2010)
Tax Bill	$12,414 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-33-103-024`

Property Details

APN / Parcel Number

Primary APN	`12-33-103-024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,107 sqft Living Area
Gross Area	3,227 sqft
1st Floor Area	1,240 sqft
Upper Floors Area	867 sqft
Basement Area	1,084 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,638 sqft (0.198 acres)
Lot Dimensions	72 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	112 E WESTMINSTER
City	LAKE FOREST
State	IL
Zip	60045-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLTS SUB; LOTS 33, 34 & 35 BLOCK 4
Legal Subdivision	HOLTS SUB
Legal Block	4
Legal Lot Number	33-34
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	1
Census Block	1014
Census Tract	863500

Owner

Source: Lake County records · APN 12-33-103-024

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	112 E WESTMINSTER, LAKE FOREST, IL 60045-1802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Aug 03, 2017	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jul 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2010 · Amount on Record
Deed Sale	Jun 02, 2010 · Amount on Record
Deed Document Number	20106608305
Last Transfer Date	Jul 08, 2017
Transfer Doc	0007411274
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	112 E WESTMINSTER, LAKE FOREST, IL 60045-1802
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007834233
Date	Oct 14, 2021
Instrument	7834233

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 01, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	112 E WESTMINSTER, LAKE FOREST, IL 60045-1802
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007416834
Date	Aug 03, 2017
Instrument	7416834

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2037

Interest

Rate	3.87%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Jul 14, 2017
Property Address	112 E WESTMINSTER, LAKE FOREST, IL 60045-1802
Document Number	0007411274
Instrument Date	Jul 08, 2017
Instrument	7411274
Transaction Type	Transfer
Record Updated	Aug 01, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 E WESTMINSTER LAKE FOREST IL 600451802, LAKE FOREST, IL 60045-1802

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,762 (+18.22%) Land $101,733 Building $122,029	$671,354 (+18.22%) Land $305,230 Building $366,124
2024	$12,414.00 (+20.28%)
2023	$10,321.00 (+2.89%)	$189,274 (+6.97%) Land $86,053 Building $103,221	$567,879 (+6.98%) Land $258,185 Building $309,694
2022	$10,031.00	$176,933 Land $80,442 Building $96,491	$530,852 Land $241,350 Building $289,502

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978635001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 295 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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