5828 Terncrest Dr, Lithia, FL 33547 Property Records

Hillsborough County property record for 5828 Terncrest Dr, Lithia, FL 33547

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,941 sqft · built 2008
Lot Size	0.401 acres (17,475 sqft)
Owner	Individual Name on Record
Last Sale	$574,600 (Aug 2008)
Tax Bill	$10,699 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0883534572`

Property Details

APN / Parcel Number

Primary APN	`0883534572`
Alternative APN	`U28302179X000103000210`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,941 sqft Heated Area
1st Floor Area	3,567 sqft
2nd Floor Area	748 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,475 sqft (0.401 acres)
Lot Dimensions	140 ft deep x 101 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	622 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0883534572
Street Address	5828 TERNCREST DR
City	LITHIA
State	FL
Zip	33547-5876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	FISHHAWK RANCH PHASE 2 PARCEL H-H LOT 21 BLOCK 103
Legal Range	21E
Legal Township	30S
Legal Section	28
Legal Subdivision	FISHHAWK RANCH PHASE 2 PARCEL H-H
Legal Phase	2
Legal Block	103
Legal Lot Number	21
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	2
Census Block	2008
Census Tract	13922

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5828 TERNCREST DR, LITHIA, FL 33547-5876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2008 · Amount on Record
Deed Sale	Aug 7, 2008 · Amount on Record
Deed Document Number	2008281129
Deed Book / Page	18796 / 1540
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5828 TERNCREST DR, LITHIA, FL 33547-5876
Document Number	0246820688
Book / Page	024682 / 000688
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5828 TERNCREST DR LITHIA FL 335475876, LITHIA, FL 33547-5876

Mortgage

Document Number	0246820688
Date	Jan 24, 2017
Book Page	024682/000688
Instrument	28943

Lender

Name	FIFTH THIRD BK/TAMPA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,699.00 (+11.97%) Homeowner's exemption	$492,631 (+5.99%)	$854,027 (+6.47%) Land $268,154 Building $585,873
2023	$9,555.00 (+2.97%) Homeowner's exemption	$464,803 (+3%)	$802,134 (+2.11%) Land $232,400 Building $569,734
2022	$9,279.00 Homeowner's exemption	$451,265	$785,597 Land $232,400 Building $553,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20