Hillsborough County property record for 5826 Terncrest Dr, Lithia, FL 33547 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,506 sqft · built 2006 |
| Lot Size | 0.297 acres (12,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Jun 2020) |
| Tax Bill | $14,985 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0883534570 |
| Primary APN | 0883534570 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,506 sqft Heated Area |
| 1st Floor Area | 2,937 sqft |
| Upper Floors Area | 569 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,950 sqft (0.297 acres) |
| Lot Dimensions | 140 ft deep x 82.5 ft wide |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Porch Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0883534570 |
|---|---|
| Street Address | 5826 TERNCREST DR |
| City | LITHIA |
| State | FL |
| Zip | 33547-5876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FISHHAWK RANCH PHASE 2 PARCEL H-H LOT 20 BLOCK 103 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 28 |
| Legal Subdivision | FISHHAWK RANCH PHASE 2 PARCEL H-H |
| Legal Phase | 2 |
| Legal Block | 103 |
| Legal Lot Number | 20 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 13922 |
Source: Hillsborough County records · APN 0883534570
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5826 TERNCREST DR, LITHIA, FL 33547-5876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 01, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jun 10, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC |
| Jul 01, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jun 22, 2020 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on Record |
| Deed Sale | Jun 22, 2020 · Amount on Record |
| Prior Sale | Jun 23, 2015 · Amount on Record |
| Deed Document Number | 2020256671 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5826 TERNCREST DR, LITHIA, FL 33547-5876 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5826 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 0000019433 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 2023019433 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 26, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5826 TERNCREST DR, LITHIA, FL 33547-5876 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5826 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 0000332178 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 2021332178 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5826 TERNCREST DR, LITHIA, FL 33547-5876 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5826 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 0000252387 |
|---|---|
| Date | Jun 10, 2025 |
| Instrument | 2025252387 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5826 TERNCREST DR, LITHIA, FL 33547-5876 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5826 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 2021332178 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 2021332178 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 22, 2020 |
| Property Address | 5826 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 0000256671 |
| Instrument Date | Jun 08, 2020 |
| Instrument | 256671 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5826 TEMCREST DR LITHIA FL 33547, LITHIA, FL 33547 |
| Document Number | 256672 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 256672 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,985.00 (+11.74%) Homeowner's exemption Veteran's exemption | $732,468 (+5.92%) Land $205,128 Building $527,340 | $732,468 (+5.92%) Land $205,128 Building $527,340 |
| 2023 | $13,411.00 (+1.34%) Homeowner's exemption Veteran's exemption | $691,536 (+1.37%) Land $177,778 Building $513,758 | $691,536 (+1.37%) Land $177,778 Building $513,758 |
| 2022 | $13,234.00 Homeowner's exemption Veteran's exemption | $682,201 Land $177,778 Building $504,423 | $682,201 Land $177,778 Building $504,423 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570139222, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 28 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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