Hillsborough County property record for 5820 Terncrest Dr, Lithia, FL 33547
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,143 sqft · built 2006 |
| Lot Size | 0.39 acres (16,983 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $682,000 (Jun 2018) |
| Tax Bill | $12,451 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 088353-4564 |
| Primary APN | 088353-4564 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,143 sqft Living Area |
| Gross Area | 5,309 sqft |
| 1st Floor Area | 3,477 sqft |
| Upper Floors Area | 666 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,983 sqft (0.39 acres) |
| Lot Dimensions | 153 ft deep x 99.9 ft wide |
| Garage Type | Attached |
| Garage Area | 649 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Porch Area | 517 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0883534564 |
|---|---|
| Street Address | 5820 TERNCREST DR |
| City | LITHIA |
| State | FL |
| Zip | 33547-5876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | FISHHAWK RANCH PHASE 2 PARCEL H-H LOT 17 BLOCK 103 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 28 |
| Legal Subdivision | FISHHAWK RANCH PHASE 2 PARCEL H-H |
| Legal Phase | 2 |
| Legal Tract | 79X |
| Legal Block | 103 |
| Legal Lot Number | 17 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 13922 |
5820 Terncrest Dr is owned and occupied by two individuals who bought it in June 2018.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5820 TERNCREST DR, LITHIA, FL 33547-5876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Dec 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Jun 9, 2018 | Warranty Deed, Transfer BRPS TITLE/TX LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2018 · Amount on File |
| Deed Sale | Jun 9, 2018 · Amount on File |
| Prior Sale | Jun 29, 2011 · Amount on File |
| Deed Document Number | 2018230509 |
| Deed Book / Page | 25831 / 1605 |
| Prior Transfer Date | Feb 12, 2009 |
| Prior Transfer Doc | 0000069195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5820 TERNCREST DR, LITHIA, FL 33547-5876 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0271590951 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 27159/0951 |
| Instrument | 2019520278 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | WESLEY CHAPEL, FL 33544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5820 TERNCREST DR, LITHIA, FL 33547-5876 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0262940276 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 26294/0276 |
| Instrument | 2018514102 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | WESLEY CHAPEL, FL 33543 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 9, 2018 |
| Property Address | 5820 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 0258311605 |
| Book / Page | 025831 / 001605 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 230509 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Title Company | BRPS TITLE/TX LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,774.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5820 TERNCREST DR LITHIA FL 335475876, LITHIA, FL 33547-5876 |
The 2025 property tax bill for 5820 Terncrest Dr was $12,451 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $620,967 (+2.7%) | $962,466 (-1.13%) Land $263,236 Building $699,230 | |
| 2025 | $12,451.00 Homeowner's exemption | $604,642 | $973,465 Land $263,236 Building $710,229 |
| 2023 | $11,101.00 (+2.95%) Homeowner's exemption | $570,487 (+3%) | $919,870 (+1.77%) Land $228,138 Building $691,732 |
| 2022 | $10,783.00 Homeowner's exemption | $553,871 | $903,912 Land $228,138 Building $675,774 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5820 Terncrest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5820 Terncrest Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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