5825 Terncrest Dr, Lithia, FL 33547 Property Records

Hillsborough County property record for 5825 Terncrest Dr, Lithia, FL 33547 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,469 sqft · built 2008
Lot Size	0.348 acres (15,201 sqft)
Owner	Individual Name on File
Last Sale	$890,000 (Jul 2025)
Tax Bill	$13,873 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0883534580`

Property Details

APN / Parcel Number

Primary APN	`0883534580`
Alternative APN	`U28302179X000103000250`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,469 sqft Heated Area
1st Floor Area	3,469 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,201 sqft (0.348 acres)
Lot Dimensions	166 ft deep x 92.3 ft wide
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	517 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0883534580
Street Address	5825 TERNCREST DR
City	LITHIA
State	FL
Zip	33547-5875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FISHHAWK RANCH PHASE 2 PARCEL H-H LOT 25 BLOCK 103
Legal Range	21E
Legal Township	30S
Legal Section	28
Legal Subdivision	FISHHAWK RANCH PHASE 2 PARCEL H-H
Legal Phase	2
Legal Block	103
Legal Lot Number	25
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	2
Census Block	2008
Census Tract	13922

Owner

Source: Hillsborough County records · APN 0883534580

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5825 TERNCREST DR, LITHIA, FL 33547-5875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHSTATE BANK NA
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 12, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED MUTUAL FNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2025 · Amount on Record
Deed Sale	Jul 07, 2025 · Amount on Record
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Document Number	2025292750
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5825 TERNCREST DR, LITHIA, FL 33547-5875
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5825 TERNCREST DR, LITHIA, FL 33547-5875

Mortgage

Document Number	0000412838
Date	Sep 24, 2025
Instrument	2025412838

Lender

Name	SOUTHSTATE BANK NA
Type	Bank
Address	BRANDON, FL 33511

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 13, 2021
Property Address	5825 TERNCREST DR, LITHIA, FL 33547-5875
Document Number	0000181115
Map Reference	MB 102 PG 144
Instrument Date	Apr 02, 2021
Instrument	2021181115
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14475 OLD LASSO PT, 14475, COLORADO SPRINGS, CO 80921-2078

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5962 FISHHAWK CROSSING BLVD, LITHIA, FL 33547-5878

Mortgage

Document Number	0000181116
Date	Apr 13, 2021
Instrument	2021181116

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 13, 2021
Property Address	5825 TERNCREST DR, LITHIA, FL 33547-5875
Document Number	2021181115
Map Reference	MB 102 PG 144
Instrument Date	Apr 02, 2021
Instrument	2021181115
Transaction Type	Transfer
Record Updated	Apr 26, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14475 OLD LASSO PT, 14475, COLORADO SPRINGS, CO 80921-2078

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5962 FISHHAWK CROSSING BLVD, LITHIA, FL 33547-5878

Mortgage

Document Number	2021181116
Date	Apr 13, 2021
Instrument	2021181116

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5825 TERNCREST DR, LITHIA, FL 33547-5875
Document Number	0000200823
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14475 OLD LASSO PT COLORADO SPRINGS CO 809212078, COLORADO SPRINGS, CO 80921-2078

Mortgage

Document Number	0000200823
Date	May 15, 2020
Instrument	200823

Lender

Name	UNITED MUTUAL FNDG
Type	Funding / Finance Company
Address	BRANDON, FL 33511

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,873.00 (+11.76%) Homeowner's exemption	$663,993 (+5.99%)	$762,938 (+6.36%) Land $238,276 Building $524,662
2023	$12,413.00 (+2.84%) Homeowner's exemption	$626,485 (+3%)	$717,328 (+6.43%) Land $206,506 Building $510,822
2022	$12,070.00 Homeowner's exemption	$608,238	$673,985 Land $206,506 Building $467,479

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570139222, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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