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5823 Terncrest Dr, Lithia, FL 33547 Property Records

Hillsborough County property record for 5823 Terncrest Dr, Lithia, FL 33547

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,266 sqft · built 2006
Lot Size0.478 acres (20,808 sqft)
Owner2 Individual Names on Record
Last Sale$1,030,000 (Jun 2026)
Tax Bill$14,678 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Feb 2024 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN088353-4582

Property Details

APN / Parcel Number

Primary APN088353-4582
Alternative APN
  • U28302179X000103000260

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,266 sqft Living Area
Gross Area5,781 sqft
1st Floor Area3,594 sqft
Upper Floors Area672 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,808 sqft (0.478 acres)
Lot Dimensions149 ft deep x 152 ft wide
Garage TypeAttached
Garage Area781 sqft
Parking Spaces3 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area734 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0883534582
Street Address5823 TERNCREST DR
CityLITHIA
StateFL
Zip33547-5875
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionFISHHAWK RANCH PHASE 2 PARCEL H-H LOT 26 BLOCK 103
Legal Range21E
Legal Township30S
Legal Section28
Legal SubdivisionFISHHAWK RANCH PHASE 2 PARCEL H-H
Legal Phase2
Legal Tract79X
Legal Block103
Legal Lot Number26
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group2
Census Block2008
Census Tract13922

Owner

Source: Hillsborough County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5823 TERNCREST DR, LITHIA, FL 33547-5875
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Warranty Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Feb 8, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 29, 2019Warranty Deed, Transfer
EXECUTIVE TITLE/FLORIDA INC
Jul 29, 2019Warranty Deed, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2026 · Amount on Record
Deed SaleJun 24, 2026 · Amount on Record
Prior SaleNov 26, 2024 · Amount on Record
Deed Document Number2026241090
Prior Transfer DateFeb 7, 2024
Prior Transfer Doc0000056795
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 24, 2026
Property Address5823 TERNCREST DR, LITHIA, FL 33547-5875
Document Number0000241090
Instrument DateJun 17, 2026
Instrument2026241090
Transaction TypeTransfer
Record UpdatedJul 9, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$728,210.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5823 TERNCREST DR, LITHIA, FL 33547-5875

Mortgage

Document Number0000241091,
DateJun 24, 2026
Instrument2026241091
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateFeb 8, 2024
Property Address5823 TERNCREST DR, LITHIA, FL 33547-5875
Document Number0000056795
Map ReferenceMB 102 PG 144
Instrument DateFeb 7, 2024
Instrument2024056795
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5823 TERNCREST DR, LITHIA, FL 33547-5875

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5823 TEMCREST DRIVE, LITHIA, FL 33547

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5823 TERNCREST DR, LITHIA, FL 33547-5875
Transaction TypeMortgage
Record UpdatedApr 6, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021135563
DateMar 18, 2021
Instrument2021135563
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 29, 2019
Property Address5823 TERNCREST DR, LITHIA, FL 33547-5875
Document Number0268220353
Book / Page026822 / 000353
Instrument DateJul 19, 2019
Instrument322963
Transaction TypeTransfer
Record UpdatedAug 19, 2019
Title CompanyEXECUTIVE TITLE/FLORIDA INC

Transaction

AmountAmount Recorded
Tax$2,082.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5823 TERNCREST DR LITHIA FL 335475875, LITHIA, FL 33547-5875

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 29, 2019
Property Address5823 TERNCREST DR, LITHIA, FL 33547-5875
Document Number0268220354
Book / Page026822 / 000354
Instrument DateJul 17, 2019
Instrument322964
Transaction TypeTransfer
Record UpdatedAug 19, 2019
Title CompanyEXECUTIVE TITLE/FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,082.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5823 TERNCREST DR LITHIA FL 335475875, LITHIA, FL 33547-5875

Mortgage

Document Number268220355
DateJul 29, 2019
Book Page026822/000355
Instrument322965
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueJul 28, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,678.00 (+16.74%) Homeowner's exemption Veteran's exemption$715,607 (+12.11%)$906,777 (+6.46%) Land $287,633 Building $619,144
2023$12,573.00 (+2.82%) Homeowner's exemption$638,320 (+3%)$851,743 (+1.36%) Land $249,282 Building $602,461
2022$12,228.00 Homeowner's exemption$619,728$840,294 Land $249,282 Building $591,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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