Hillsborough County property record for 5824 Terncrest Dr, Lithia, FL 33547
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,711 sqft · built 2008 |
| Lot Size | 0.302 acres (13,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $495,000 (Jan 2018) |
| Tax Bill | $10,855 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0883534568 |
| Primary APN | 0883534568 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,711 sqft Heated Area |
| 1st Floor Area | 3,095 sqft |
| 2nd Floor Area | 1,062 sqft |
| Upper Floors Area | 85 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,166 sqft (0.302 acres) |
| Lot Dimensions | 142 ft deep x 82.5 ft wide |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 393 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0883534568 |
|---|---|
| Street Address | 5824 TERNCREST DR |
| City | LITHIA |
| State | FL |
| Zip | 33547-5876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | FISHHAWK RANCH PHASE 2 PARCEL H-H LOT 19 BLOCK 103 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 28 |
| Legal Subdivision | FISHHAWK RANCH PHASE 2 PARCEL H-H |
| Legal Phase | 2 |
| Legal Block | 103 |
| Legal Lot Number | 19 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 13922 |
Source: Hillsborough County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5824 TERNCREST DR, LITHIA, FL 33547-5876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST HOME BANK |
| Feb 17, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HOME BANK |
| Jan 2, 2018 | Warranty Deed, Transfer · Commercial Mortgage FIRST HOME BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2018 · Amount on Record |
| Deed Sale | Jan 2, 2018 · Amount on Record |
| Prior Sale | Jan 2, 2018 · Amount on Record |
| Deed Document Number | 0000000446 |
| Deed Book / Page | 25462 / 1794 |
| Last Transfer Date | Feb 17, 2022 |
| Transfer Doc | 0000087824 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5824 TERNCREST DR, LITHIA, FL 33547-5876 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5824 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 0000253622 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 2022253622 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 17, 2022 |
| Property Address | 5824 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 0000087824 |
| Map Reference | MB 102 PG 144-163 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022087824 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Title Company | BROKERS TITLE/TAMPA LLC, BROKERS TITLE OF TAMPA LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5824 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 0000087825 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 2022087825 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 2, 2018 |
| Property Address | 5824 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 0000000446 |
| Book / Page | 25462 / 1794 |
| Map Reference | MB102 PG144-163 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 2018000446 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | BROKERS TITLE OF TAMPA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,465.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17520 BUCKINGHAM, 17520, LITHIA, FL 33547 |
| Name | Verified Name |
|---|---|
| Address | 5824 TERNCREST DR, LITHIA, FL 33547-5876 |
| Document Number | 0000000448 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 2018000448 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 10, 2047 |
Source: Hillsborough County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,855.00 (+11.75%) Homeowner's exemption | $504,977 (+5.99%) | $716,316 (+6.2%) Land $208,549 Building $507,767 |
| 2023 | $9,714.00 (+2.87%) Homeowner's exemption | $476,451 (+3%) | $674,494 (+3.08%) Land $180,743 Building $493,751 |
| 2022 | $9,443.00 Homeowner's exemption | $462,574 | $654,327 Land $180,743 Building $473,584 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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