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5818 Terncrest Dr, Lithia, FL 33547 Property Records

Hillsborough County property record for 5818 Terncrest Dr, Lithia, FL 33547

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,487 sqft · built 2006
Lot Size0.384 acres (16,735 sqft)
OwnerIndividual Name on Record
Last Sale$656,000 (Aug 2006)
Tax Bill$9,821 (2025)
Deeds & MortgagesNov 2021 Mortgage
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0883534562

Property Details

APN / Parcel Number

Primary APN0883534562
Alternative APN
  • U28302179X000103000160

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,487 sqft Heated Area
1st Floor Area2,918 sqft
Upper Floors Area569 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,735 sqft (0.384 acres)
Lot Dimensions147 ft deep x 99.3 ft wide
Garage Area650 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area372 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0883534562
Street Address5818 TERNCREST DR
CityLITHIA
StateFL
Zip33547-5876
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionFISHHAWK RANCH PHASE 2 PARCEL H-H LOT 16 BLOCK 103
Legal Range21E
Legal Township30S
Legal Section28
Legal SubdivisionFISHHAWK RANCH PHASE 2 PARCEL H-H
Legal Phase2
Legal Block103
Legal Lot Number16
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group2
Census Block2008
Census Tract13922

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5818 TERNCREST DR, LITHIA, FL 33547-5876
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 28, 2020Deed of Trust, Mortgage · Conventional with PMI
CROSSCOUNTRY MTG
Aug 28, 2018Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC
Aug 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2006 · Amount on Record
Deed SaleAug 25, 2006 · Amount on Record
Deed Document Number2006412595
Deed Book / Page16875 / 1116
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5818 TERNCREST DR, LITHIA, FL 33547-5876
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address5818 TERNCREST DR, LITHIA, FL 33547-5876

Mortgage

Document Number0000606996
DateNov 29, 2021
Instrument2021606996
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5818 TERNCREST DR, LITHIA, FL 33547-5876
Document Number0000045610
Instrument DateDec 28, 2020
Transaction TypeMortgage
Record UpdatedFeb 16, 2021
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5818 TERNCREST DR LITHIA FL 335475876, LITHIA, FL 33547-5876

Mortgage

Document Number0000045610
DateJan 29, 2021
Instrument45610
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 28, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5818 TERNCREST DR, LITHIA, FL 33547-5876
Document Number0260490890
Instrument DateAug 28, 2018
Transaction TypeMortgage
Record UpdatedSep 28, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5818 TERNCREST DR LITHIA FL 335475876, LITHIA, FL 33547-5876

Mortgage

Document Number0260490890
DateSep 10, 2018
Book Page026049/000890
Instrument362899
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 9, 2048

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5818 TERNCREST DR, LITHIA, FL 33547-5876
Document Number0251601172
Book / Page025160 / 001172
Instrument DateAug 4, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5818 TERNCREST DR LITHIA FL 335475876, LITHIA, FL 33547-5876

Mortgage

Document Number0251601172
DateAug 11, 2017
Book Page025160/001172
Instrument318917
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 10, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,821.00 (+12.04%) Homeowner's exemption$444,506 (+5.99%)$780,168 (+6.57%) Land $259,560 Building $520,608
2023$8,766.00 (+3.04%) Homeowner's exemption$419,397 (+3%)$732,095 (+1.28%) Land $224,952 Building $507,143
2022$8,507.00 Homeowner's exemption$407,182$722,872 Land $224,952 Building $497,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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