Ventura County property record for 5512 Breakers Way, Oxnard, CA 93035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1987 |
| Square Footage | 2,783 sqft Living Area |
| Lot Size | 4,022 sqft (0.092 acres) |
| Garage | 663 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $10,078.00 (2025) |
Source: Ventura County records · APN 191-0-044-045
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5512 BREAKERS WAY, OXNARD, CA 93035-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Apr 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Mar 30, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) MUFG UNION BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 03, 2014 |
| Transfer Doc | 0000044722 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 5512 BREAKERS WAY, OXNARD, CA 93035-1013 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 5512 BREAKERS WAY, OXNARD, CA 93035-1013 |
| Document Number | 0000067386 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 20210401-00067386 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 5512 BREAKERS WAY, OXNARD, CA 93035-1013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000036753 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 20180330-00036753 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Apr 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 10% |
Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $838,354 (+2%) Land $411,524 Building $426,830 | |
| 2025 | $10,078.00 (+2.23%) Homeowner's exemption | $821,916 (+4.04%) Land $403,455 Building $418,461 |
| 2024 | $9,858.00 (+3.82%) | |
| 2023 | $9,495.00 (+3.13%) Homeowner's exemption | $790,000 Land $387,788 Building $402,212 |
| 2022 | $9,207.00 |
Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 191-0-044-045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,783 sqft Living Area |
| 1st Floor | 1,114 sqft 1st Floor |
| 2nd Floor | 1,669 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 4,022 sqft (0.092 acres) |
| Depth X Width | 100 ft x 40 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 663 sqft Garage |
| Deck Area | 102 sqft Deck |
| Patio Area | 62 sqft Patio |
| Street Address | 5512 BREAKERS WAY |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93035-1013 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT: 105600 LOT: 48 REF: 027MR 015 |
| Legal Subdivision | 1056 |
| Legal Tract | 105600 |
| Legal Block | 44 |
| Legal Lot Number | 48 |
| Jurisdiction | VENTURA CA |
| Minor Civil Division | OXNARD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 3615 |
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