Ventura County property record for 5432 Breakers Way, Oxnard, CA 93035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,400 sqft Living Area |
| Lot Size | 3,920 sqft (0.09 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (1993) |
| Tax Bill | $5,397.00 (2025) |
Source: Ventura County records · APN 191-0-044-105
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5432 BREAKERS WAY, OXNARD, CA 93035-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 10, 2017 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 16, 1993 · Amount on Record |
| Deed Sale | Nov 16, 1993 · Amount on Record |
| Prior Sale | Nov 11, 1993 · Amount on Record |
| Deed Doc Number | 1993218338 |
| Last Transfer Date | Oct 06, 2008 |
| Transfer Doc | 0000156658 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 5432 BREAKERS WAY, OXNARD, CA 93035-1011 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 5432 BREAKERS WAY, OXNARD, CA 93035-1011 |
| Document Number | 0000150249 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 20210812-00150249 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 5432 BREAKERS WAY, OXNARD, CA 93035-1011 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 5432 BREAKERS WAY, OXNARD, CA 93035-1011 |
| Document Number | 0000031204 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 20210216-00031204 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 5432 BREAKERS WAY, OXNARD, CA 93035-1011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000047151 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 20170410-00047151 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $450,716 (+2%) Land $242,698 Building $208,018 | |
| 2025 | $5,397.00 (+2.25%) Homeowner's exemption | $441,879 (+4.04%) Land $237,939 Building $203,940 |
| 2024 | $5,278.00 (+3.82%) | |
| 2023 | $5,084.00 (+3.14%) Homeowner's exemption | $424,721 Land $228,699 Building $196,022 |
| 2022 | $4,929.00 |
Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 191-0-044-105 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,400 sqft Living Area |
| 1st Floor | 1,500 sqft 1st Floor |
| 2nd Floor | 900 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 3,920 sqft (0.09 acres) |
| Depth X Width | 100 ft x 40 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 600 sqft Garage |
| Street Address | 5432 BREAKERS WAY |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93035-1011 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT: 105600 LOT: 54 REF: 027MR 015 |
| Legal Subdivision | 1056 |
| Legal Tract | 105600 |
| Legal Block | 44 |
| Legal Lot Number | 54 |
| Jurisdiction | VENTURA CA |
| Minor Civil Division | OXNARD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 3615 |
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