5415 Rustic Ave, Billings, MT 59106 Property Records

Yellowstone County property record for 5415 Rustic Ave, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,596 sqft · built 1978
Lot Size	9.55 acres (415,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,300 (May 2020)
Tax Bill	$4,571 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000D007740`

Property Details

APN / Parcel Number

Primary APN	`000D007740`
Alternative APNs	`03-0926-21-3-19-01-0000` `R0355834` `D007740` `D00774`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	415,998 sqft
View / Lot	Rural
Garage Type	Detached
Garage Area	1,800 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	340 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5415 RUSTIC AVE
City	BILLINGS
State	MT
Zip	59106-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S21, T01 S, R25 E, NENWSW4 (LESS RD) (I-640 HERE) (02)
Legal Range	25E
Legal Township	01S
Legal Section	21
Legal Block	4
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	4
Census Block	4013
Census Tract	1404

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5415 RUSTIC AVE, BILLINGS, MT 59106-3701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Sep 28, 2016 · Amount on Record
Deed Document Number	20203918685
Prior Transfer Date	Sep 2, 2016
Prior Transfer Doc	0003788817
Record Updated	Oct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YELLOWSTONE MT
Recording Date	May 1, 2020
Property Address	5415 RUSTIC AVE, BILLINGS, MT 59106-3701
Document Number	0003918685
Instrument Date	Apr 30, 2020
Instrument	3918685
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2729 BURLWOOD DR, 2729, BILLINGS, MT 59106-1412

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5415 RUSTIC AVE, BILLINGS, MT 59106-3701

Mortgage

Document Number	0003918686
Date	May 1, 2020
Instrument	3918686

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Secondary School District	Billings High School District (09 - 12)
Elementary School District	Elder Grove Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$754,100 (-) Land $411,954 Building $342,146	$754,100 (-) Land $411,954 Building $342,146
2025	$4,571.00 (-7.13%)	$754,100 (+22.08%) Land $411,954 Building $342,146	$754,100 (+22.08%) Land $411,954 Building $342,146
2024	$4,922.00 (+19.26%)
2023	$4,127.00	$617,700	$617,700 Land $321,324 Building $296,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FISHER WATER SERVICE private · serves 750 people · EPA ID MT0001848
Water Source	Purchased surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100