Yellowstone County property record for 5420 Rustic Ave, Billings, MT 59106
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,793 sqft · built 1976 |
| Lot Size | 1.98 acres (86,684 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,700 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000D007780 |
| Primary APN | 000D007780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,793 sqft Living Area |
| Gross Area | 2,933 sqft |
| 1st Floor Area | 2,793 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 86,684 sqft |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 712 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 576 sqft |
|---|---|
| Porch | Enclosed Frame Porch |
| Porch Area | 385 sqft |
| Deck Area | 1,120 sqft |
| Lean-To | 1,024 sqft |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5420 RUSTIC AVE |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59106-3702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S21, T01 S, R25 E, C.O.S. 1567, PARCEL A1, AMD TR A |
| Legal Range | 25E |
| Legal Township | 01S |
| Legal Section | 21 |
| Legal Subdivision | COS 1567 A-1 AMD |
| Legal Tract | A |
| Legal Block | 4 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 1404 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5420 RUSTIC AVE, BILLINGS, MT 59106-3702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage YELLOWSTONE BANK |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage YELLOWSTONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2019 |
| Deed Sale | Sep 18, 2019 |
| Prior Sale | Dec 8, 2006 · Amount on Record |
| Deed Document Number | 20193896671 |
| Last Transfer Date | Oct 25, 2024 |
| Transfer Doc | 0004088863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 5420 RUSTIC AVE, BILLINGS, MT 59106-3702 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0003970876 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 3970876 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 5420 RUSTIC AVE, BILLINGS, MT 59106-3702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | FIRST MONTANA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0003923812 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 3923812 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Secondary School District | Billings High School District (09 - 12) |
| Elementary School District | Elder Grove Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $605,000 (-) Land $176,615 Building $428,385 | $605,000 (-) Land $176,615 Building $428,385 | |
| 2025 | $3,700.00 (-9.78%) | $605,000 (+15.46%) Land $176,615 Building $428,385 | $605,000 (+15.46%) Land $176,615 Building $428,385 |
| 2024 | $4,101.00 (+17.14%) | ||
| 2023 | $3,501.00 | $524,000 | $524,000 Land $156,176 Building $367,824 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 80% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FISHER WATER SERVICE private · serves 750 people · EPA ID MT0001848 |
|---|---|
| Water Source | Purchased surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
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