532 Ryan Dr, Richmond, KY 40475 Property Records

Madison County property record for 532 Ryan Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Lot Size	0.313 acres (13,634 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (May 2021)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0068-002G-0016`

Property Details

APN / Parcel Number

Primary APN	`0068-002G-0016`
Alternative APNs	`114076` `77179` `43336`

Exterior

Lot Area	13,634 sqft (0.313 acres)

Location & Zoning

Account Number	43336
Street Address	532 RYAN DR
City	RICHMOND
State	KY
Zip	40475-7578
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 16 PH 1
Legal Subdivision	MAGNOLIA POINTE PH 1
Legal Phase	1
Legal Lot Number	16
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

532 Ryan Dr is owned by two individuals who bought it in May 2021.

Source: Madison County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	532 RYAN DR, RICHMOND, KY 40475-7578
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
May 13, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 27, 2019	Deed, Construction Loan · Construction Mortgage CENTRAL BANK & TURST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on File
Deed Sale	May 13, 2021 · Amount on File
Prior Sale	Sep 27, 2019 · Amount on File
Deed Document Number	20212014036670
Deed Book / Page	805 / 121
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Sep 21, 2026
Property Address	532 RYAN DR, RICHMOND, KY 40475-7578
Document Number	0014377304
Book / Page	2502 / 380
Instrument Date	Sep 15, 2026
Instrument	202614377304
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	0014377304,
Date	Sep 21, 2026
Book Page	2502/380
Instrument	202614377304

Lender

Name	COMMONWEALTH CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 13, 2021
Property Address	532 RYAN DR, RICHMOND, KY 40475-7578
Document Number	00D805/121
Book / Page	D805 / 121
Map Reference	CAB 28 SL 43
Instrument Date	May 7, 2021
Instrument	2014036670
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 54670, LEXINGTON, KY 40555-4670

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	532 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	2014036671
Date	May 13, 2021
Instrument	2014036671

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2019: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 27, 2019
Property Address	532 RYAN DR, RICHMOND, KY 40475-7578
Document Number	D00779/035
Book / Page	D00779 / 035
Map Reference	CAB 28 SL 43
Instrument Date	Sep 24, 2019
Instrument	2013999483
Transaction Type	Construction Loan
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Tax	$37.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 54670, LEXINGTON, KY 40555-4670

Mortgage

Document Number	2013999484
Date	Sep 27, 2019
Instrument	2013999484

Lender

Name	CENTRAL BANK & TURST CO
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 24, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 532 Ryan Dr was $3,536.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00	$375,000	$375,000
2023	$3,443.00 (-0.32%)	$355,000 (-)	$355,000 (-)
2022	$3,454.00	$355,000	$355,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 532 Ryan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Ryan Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ryan Dr

Nearby Streets

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