525 Ryan Dr, Richmond, KY 40475 Property Records

Madison County property record for 525 Ryan Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on Record
Last Sale	$295,000 (Apr 2025)
Tax Bill	$2,781 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0068-002G-0027`

Property Details

APN / Parcel Number

Primary APN	`0068-002G-0027`
Alternative APNs	`133895` `96696` `68466`

Location & Zoning

Account Number	68466
Street Address	525 RYAN DR
City	RICHMOND
State	KY
Zip	40475-7578
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 27 PH 1
Legal Phase	1
Legal Lot Number	27
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	525 RYAN DR, RICHMOND, KY 40475-7578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 28, 2019	Deed, Subdivision Related Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Aug 14, 2018	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	2014255785
Deed Book / Page	D866 / 340
Record Updated	Jun 8, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 17, 2025
Property Address	525 RYAN DR, RICHMOND, KY 40475-7578
Document Number	00D866/340
Book / Page	D866 / 340
Map Reference	CAB 28 SL 43
Instrument Date	Apr 14, 2025
Instrument	2014255785
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	BLUE ROCK TITLE, BLUEROCK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1210 RICHMOND RD N, BEREA, KY 40403-9353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	2014255786
Date	Apr 17, 2025
Instrument	2014255786

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	525 RYAN DR, RICHMOND, KY 40475-7578
Transaction Type	Mortgage
Record Updated	Feb 2, 2024
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M01985/1
Date	Oct 7, 2020
Book Page	M01985/1
Instrument	2014021815

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Apr 1, 2049

February 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 28, 2019
Property Address	525 RYAN DR, RICHMOND, KY 40475-7578
Document Number	D00770/432
Book / Page	D00770 / 432
Map Reference	CAB 28 SL 43
Instrument Date	Feb 21, 2019
Instrument	2013988933
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	525 RYAN DRIVE, RICHMOND, KY 40475-7578

Mortgage

Document Number	2013988934
Date	Feb 28, 2019
Instrument	2013988934

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 14, 2018
Property Address	525 RYAN DR, RICHMOND, KY 40475-7578
Document Number	D00763/248
Book / Page	D00763 / 248
Map Reference	CAB28 SL43
Instrument Date	Aug 9, 2018
Instrument	2013980198
Transaction Type	Construction Loan
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951
Investor	Possibly a Property Investor

Mortgage

Document Number	2013980199
Date	Aug 14, 2018
Instrument	2013980199

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 9, 2019

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,781.00 (+43.42%) Additional exemption filed	$295,000 (+47.57%)	$295,000 (+47.57%)
2023	$1,939.00 (-0.31%)	$199,900 (-)	$199,900 (-)
2022	$1,945.00	$199,900	$199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ryan Dr

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