521 Ryan Dr, Richmond, KY 40475 Property Records

Madison County property record for 521 Ryan Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$451,496 (Oct 2021)
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0068-002G-0028`

Property Details

APN / Parcel Number

Primary APN	`0068-002G-0028`
Alternative APNs	`137104` `99885` `67049`

Exterior

Lot Area	10,454 sqft (0.239 acres)

Location & Zoning

Account Number	67049
Street Address	521 RYAN DR
City	RICHMOND
State	KY
Zip	40475-7578
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 28 PH 1 (0.240 ACRES
Legal Phase	1
Legal Lot Number	28
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

521 Ryan Dr is owned and occupied by an individual who bought it in October 2021.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	521 RYAN DR, RICHMOND, KY 40475-7578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage FARMERS BANK & TRUST
Jul 6, 2018	Warranty Deed, Transfer · Commercial Mortgage TRADITIONAL BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Prior Sale	Jul 6, 2018 · Amount on File
Deed Document Number	2014061006
Deed Book / Page	D813 / 341
Record Updated	Jun 8, 2026

October 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 27, 2021
Property Address	521 RYAN DR, RICHMOND, KY 40475-7578
Document Number	00D813/341
Book / Page	D813 / 341
Map Reference	CAB 28 SL 43
Instrument Date	Oct 19, 2021
Instrument	2014061006
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 MANITOBA LN, LEXINGTON, KY 40515-4607

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	521 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	2014061007
Date	Oct 27, 2021
Instrument	2014061007

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 6, 2018
Property Address	521 RYAN DR, RICHMOND, KY 40475-7578
Document Number	D00761/502
Book / Page	D00761 / 502
Map Reference	CAB28 SL43
Instrument Date	Jun 27, 2018
Instrument	2013978304
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 MANITOBA LN, LEXINGTON, KY 40515-4607
Investor	Possibly a Property Investor

Mortgage

Document Number	2013978305
Date	Jul 6, 2018
Instrument	2013978305

Lender

Name	TRADITIONAL BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Jun 27, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 521 Ryan Dr was $4,257 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,257.00 Additional exemption filed	$451,496	$451,496
2023	$4,379.00 (-0.32%)	$451,496 (-)	$451,496 (-)
2022	$4,393.00	$451,496	$451,496

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Ryan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Ryan Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ryan Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures