Madison County property record for 528 Ryan Dr, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Aug 2024) |
| Tax Bill | $3,677 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jun 2019 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068-002G-0015 |
| Primary APN | 0068-002G-0015 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,983 sqft (0.321 acres) |
|---|
| Account Number | 67315 |
|---|---|
| Street Address | 528 RYAN DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7578 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | MAGNOLIA POINTE LOT 15 PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10301 |
Source: Madison County records · APN 0068-002G-0015
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 528 RYAN DR, RICHMOND, KY 40475-7578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 14, 2019 | Warranty Deed, Construction Loan · Construction Mortgage CITIZENS GUARANTY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2024 · Amount on Record |
| Deed Sale | Aug 07, 2024 · Amount on Record |
| Prior Sale | Jul 24, 2020 · Amount on Record |
| Deed Document Number | 2014216065 |
| Deed Book / Page | D855 / 768 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 24, 2020 |
| Property Address | 528 RYAN DR, RICHMOND, KY 40475-7578 |
| Document Number | D00791/214 |
| Book / Page | D00791 / 214 |
| Map Reference | CAB 28 SL 43 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 2014016550 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $302.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1388 N KENWOOOOOOOD DR, RICHMOND, KY 40475 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 528 RYAN DR, RICHMOND, KY 40475-7578 |
| Document Number | 2014016551 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 2014016551 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 14, 2019 |
| Property Address | 528 RYAN DR, RICHMOND, KY 40475-7578 |
| Document Number | D00774/661 |
| Book / Page | D00774 / 661 |
| Map Reference | CAB 28 SL 43 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 2013994106 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 N KEENELAND DR, RICHMOND, KY 40475-7951 |
| Name | Verified Name |
|---|---|
| Address | 138 N KEENELAND DR, RICHMOND, KY 40475-7951 |
| Investor | Possibly a Property Investor |
| Document Number | 2013994107 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 2013994107 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 12, 2020 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,677.00 (+25.54%) Additional exemption filed | $390,000 (+29.14%) | $390,000 (+29.14%) |
| 2023 | $2,929.00 (-0.31%) | $302,000 (-) | $302,000 (-) |
| 2022 | $2,938.00 | $302,000 | $302,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Metronet Holdings, Verizon.
Based on FCC filings for 213 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RICHMOND UTILITIES serves 35,640 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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