Madison County property record for 537 Ryan Dr, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $357,150 (Jul 2024) |
| Tax Bill | $3,367 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068-002G-0024 |
| Primary APN | 0068-002G-0024 |
|---|---|
| Alternative APNs |
|
| Fireplaces | 1 Fireplace |
|---|---|
| Fireplace | Fireplace |
| Lot Area | 9,060 sqft (0.208 acres) |
|---|
| Account Number | 67861 |
|---|---|
| Street Address | 537 RYAN DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7578 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | MAGNOLIA POINTE LOT 24 PH 1 |
| Legal Subdivision | MAGNOLIA POINTE SUBDIVISION |
| Legal Phase | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10301 |
Source: Madison County records · APN 0068-002G-0024
Assessment roll updated December 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1117 RICHMOND GREEN DR, 9, RICHMOND, KY 40475-6861 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 05, 2022 | Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| May 22, 2020 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on Record |
| Deed Sale | Jul 29, 2024 · Amount on Record |
| Prior Sale | Apr 05, 2022 · Amount on Record |
| Deed Document Number | 202414214589 |
| Deed Book / Page | 855 / 429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 27, 2026 |
| Property Address | 537 RYAN DR, RICHMOND, KY 40475-7578 |
| Document Number | 0M2471/277 |
| Book / Page | 2471 / 277 |
| Instrument Date | May 16, 2026 |
| Instrument | 202614351445 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 537 RYAN DR, RICHMOND, KY 40475-7578 |
| Document Number | 0014351445, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 2471/277 |
| Instrument | 202614351445 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 05, 2022 |
| Property Address | 537 RYAN DR, RICHMOND, KY 40475-7578 |
| Document Number | 000D821/37 |
| Book / Page | D821 / 37 |
| Map Reference | CAB 28 SL 43 |
| Instrument Date | Mar 01, 2022 |
| Instrument | 2014084830 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $311.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 479 SOUTHERN CROSS DR, RICHMOND, KY 40475-7036 |
| Name | Verified Name |
|---|---|
| Address | 537 RYAN DR, RICHMOND, KY 40475-7578 |
| Document Number | 2014084831 |
|---|---|
| Date | Apr 05, 2022 |
| Instrument | 2014084831 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 22, 2020 |
| Property Address | 537 RYAN DR, RICHMOND, KY 40475-7578 |
| Document Number | D00788/242 |
| Book / Page | D00788 / 242 |
| Map Reference | CAB 28 SL 43 |
| Instrument Date | May 18, 2020 |
| Instrument | 2014012588 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 537 RYAN DR, RICHMOND, KY 40475-7578 |
| Document Number | 2014012589 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2014012589 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,367.00 (+11.64%) | $357,150 (+14.84%) | $357,150 (+14.84%) |
| 2023 | $3,016.00 (+31.93%) | $311,000 (+32.34%) | $311,000 (+32.34%) |
| 2022 | $2,286.00 | $235,000 | $235,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Metronet Holdings, Verizon.
Based on FCC filings for 213 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RICHMOND UTILITIES serves 35,640 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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