536 Ryan Dr, Richmond, KY 40475 Property Records

Madison County property record for 536 Ryan Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Lot Size	0.304 acres (13,242 sqft)
Owner	Individual Name on Record
Last Sale	$82,000 (Aug 2025)
Tax Bill	$3,724 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0068-002G-0017`

Property Details

APN / Parcel Number

Primary APN	`0068-002G-0017`
Alternative APNs	`111628` `90782` `71089`

Exterior

Lot Area	13,242 sqft (0.304 acres)

Location & Zoning

Account Number	71089
Street Address	536 RYAN DR
City	RICHMOND
State	KY
Zip	40475-7578
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 17 PH 1
Legal Subdivision	MAGNOLIA POINTE SUBDIVISION
Legal Phase	1
Legal Lot Number	17
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	536 RYAN DR, RICHMOND, KY 40475-7578
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Quit Claim Deed, Transfer · VA Mortgage PLANET HOME LENDING LLC
Oct 11, 2022	Deed, Transfer · VA Mortgage GENEVA FINANCIAL LLC
Aug 18, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 2, 2020	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS GUARANTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	202514275774
Deed Book / Page	871 / 126
Prior Transfer Date	Jul 25, 2025
Prior Transfer Doc	00D871/126
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON KY
Recording Date	Aug 4, 2025
Property Address	536 RYAN DR, RICHMOND, KY 40475-7578
Document Number	00D871/126
Book / Page	D871 / 126
Map Reference	CAB 28 SL 43
Instrument Date	Jul 25, 2025
Instrument	2014275774
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	2014275780
Date	Aug 4, 2025
Instrument	2014275780

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 11, 2022
Property Address	536 RYAN DR, RICHMOND, KY 40475-7578
Document Number	00D830/184
Book / Page	D830 / 184
Map Reference	CAB 28 SL 43
Instrument Date	Sep 28, 2022
Instrument	2014115333
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7041 ARBOR MEADOW WAY, VERSAILLES, KY 40383-9281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	2014115335
Date	Oct 11, 2022
Instrument	2014115335

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

August 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 18, 2021
Property Address	536 RYAN DR, RICHMOND, KY 40475-7578
Document Number	00D810/202
Book / Page	D810 / 202
Map Reference	CAB 28 SL 43
Instrument Date	Aug 13, 2021
Instrument	2014049025
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	2014049026
Date	Aug 18, 2021
Instrument	2014049026

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Oct 2, 2020
Property Address	536 RYAN DR, RICHMOND, KY 40475-7578
Document Number	0D00795/55
Book / Page	D00795 / 55
Map Reference	CAB 28 SL 43
Instrument Date	Sep 28, 2020
Instrument	2014021454
Transaction Type	Construction Loan
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Tax	$38.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951
Investor	Possibly a Property Investor

Mortgage

Document Number	2014021455
Date	Oct 2, 2020
Instrument	2014021455

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 28, 2021

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,724.00 (-2.79%)	$395,000 (-)	$395,000 (-)
2023	$3,831.00 (+19.38%)	$395,000 (+19.73%)	$395,000 (+19.73%)
2022	$3,209.00	$329,900	$329,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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