524 Ryan Dr, Richmond, KY 40475 Property Records

Madison County property record for 524 Ryan Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Lot Size	0.329 acres (14,331 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Dec 2019)
Tax Bill	$3,073 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0068-002G-0014`

Property Details

APN / Parcel Number

Primary APN	`0068-002G-0014`
Alternative APNs	`107196` `144525` `74685`

Exterior

Lot Area	14,331 sqft (0.329 acres)

Location & Zoning

Account Number	74685
Street Address	524 RYAN DR
City	RICHMOND
State	KY
Zip	40475-7578
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 14 PH 1
Legal Subdivision	MAGNOLIA POINTE SUB PH 1
Legal Phase	1
Legal Lot Number	14
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

Source: Madison County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47-398 MAWAENA ST, KANEOHE, HI 96744-4721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · VA Mortgage STATEWIDE MORTGAGE LLC
May 27, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 10, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 4, 2019	Deed, Subdivision Related Transfer · VA Mortgage STATEWIDE MORTGAGE LLC
May 31, 2019	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS GUARANTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	20192014003293
Deed Book / Page	782 / 7
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	524 RYAN DR, RICHMOND, KY 40475-7578
Transaction Type	Mortgage
Record Updated	Feb 2, 2024
Title Company	ROCKET TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M02974/128
Date	Sep 2, 2020
Book Page	M02974/128
Instrument	2014019480

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company
Address	LOUISVILLE, KY 40223

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	524 RYAN DR, RICHMOND, KY 40475-7578
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2057/425
Date	May 27, 2021
Book Page	M2057/425
Instrument	2014038490

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	524 RYAN DR, RICHMOND, KY 40475-7578
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2141/23
Date	Mar 10, 2022
Book Page	M2141/23
Instrument	2014080901

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

December 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 4, 2019
Property Address	524 RYAN DR, RICHMOND, KY 40475-7578
Document Number	D00782/007
Book / Page	D00782 / 007
Map Reference	CAB 28 PG 43
Instrument Date	Nov 22, 2019
Instrument	2014003293
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	2014003294
Date	Dec 4, 2019
Instrument	2014003294

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 31, 2019
Property Address	524 RYAN DR, RICHMOND, KY 40475-7578
Document Number	D00774/152
Book / Page	D00774 / 152
Map Reference	CAB 28 SL 43
Instrument Date	May 23, 2019
Instrument	2013993292
Transaction Type	Construction Loan
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 N KEENELAND DR STE E, E, RICHMOND, KY 40475-7951
Investor	Possibly a Property Investor

Mortgage

Document Number	2013993293
Date	May 31, 2019
Instrument	2013993293

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 23, 2020

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,073.00 (+2.19%) Homeowner's exemption	$375,000 (+20.97%)	$375,000 (+20.97%)
2023	$3,007.00 (-0.3%)	$310,000 (-)	$310,000 (-)
2022	$3,016.00	$310,000	$310,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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