5315 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 5315 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,420 sqft · built 1999
Lot Size	4.4 acres (191,664 sqft)
Owner	Individual Name on File
Last Sale	$22,000 (Jun 2018)
Tax Bill	$1,739 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-05-21-0-000-001.005`

Property Details

APN / Parcel Number

Primary APN	`10-05-21-0-000-001.005`
Alternative APNs	`587997` `21822`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	3,420 sqft Living Area
1st Floor Area	1,679 sqft
Upper Floors Area	1,741 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	191,664 sqft (4.4 acres)
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	587997
Street Address	5315 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE SE COR OF SE1/4 OF NE1/4 OF SEC 21, T6S, R2W, TH W 29.39' TO TPOB, TH CONT W 200', TH N 1013.94', TH SE 204.64', T
Legal Range	2W
Legal Township	6S
Legal Section	21
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2014
Census Tract	5405

Owner

Source: Morgan County records · APN 10-05-21-0-000-001.005

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5315 E UPPER RIVER RD, SOMERVILLE, AL 35670-4441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2023	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
Feb 29, 2012	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
Apr 02, 2007	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Jun 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2018 · Amount on Record
Deed Sale	Jun 27, 2018 · Amount on Record
Deed Book / Page	2018 / 5408
Prior Transfer Date	Jun 06, 2018
Prior Transfer Doc	2018/05408
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5315 E UPPER RIVER RD, SOMERVILLE, AL 35670-4441
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/9520
Date	Apr 03, 2023
Book Page	2023/9520

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 02, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5315 E UPPER RIVER RD, SOMERVILLE, AL 35670-4441
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/46972
Date	Oct 19, 2020
Book Page	2020/46972

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5315 E UPPER RIVER RD, SOMERVILLE, AL 35670-4441
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012/06067
Date	Feb 29, 2012
Book Page	2012/06067

Lender

Name	REDSTONE FCU
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2042

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5315 E UPPER RIVER RD, SOMERVILLE, AL 35670-4441
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FISERV LENDING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/16554
Date	Apr 02, 2007
Book Page	2007/16554

Lender

Name	COMPASS BANK
Type	Bank
Address	HUNTSVILLE, AL 35802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	Feb 28, 2042

Interest

Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 27, 2018
Property Address	5315 E UPPER RIVER RD, SOMERVILLE, AL 35670-4441
Document Number	2018/05408
Book / Page	2018 / 05408
Instrument Date	Jun 06, 2018
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$22.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15005 ASHMONT CIR SE, HUNTSVILLE, AL 35803-3668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5315 E UPPER RIVER RD, SOMERVILLE, AL 35670-4441

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,739.00	$46,510 (-) Land $5,330 Building $41,180	$465,100 (-) Land $53,300 Building $411,800
2024		$46,510 (-) Land $5,330 Building $41,180	$465,100 (-) Land $53,300 Building $411,800
2023	$1,739.00 (+11.76%)	$46,510 (+11.78%) Land $5,330 Building $41,180	$465,100 (+11.78%) Land $53,300 Building $411,800
2022	$1,556.00	$41,610 Land $4,840 Building $36,770	$416,100 Land $48,400 Building $367,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000

Based on FCC filings for 3 locations within half a mile of this property.

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