5131 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 5131 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Vacant Land
Lot Size	77 acres (3,354,120 sqft)
Owner	Individual Name on File
Last Sale	$735,000 (Aug 2022)
Tax Bill	$178 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-05-21-0-000-001.001`

Property Details

APN / Parcel Number

Primary APN	`10-05-21-0-000-001.001`
Alternative APNs	`21818` `8632`

Exterior

Lot Area	3,354,120 sqft (77 acres)

Location & Zoning

Account Number	8632
Street Address	5131 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4446
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	W1/2 OF NE1/4 OF SEC 21, T6S, R2W, ALSO BEG AT NE COR OF W1/2 OF NE1/4, TH E 330', TH SW 730' TH N ALG E BDRY OF W1/2 OF NE1/
Legal Range	2W
Legal Township	6S
Legal Section	21
Legal Subdivision	DEERVIEW ESTATES
Legal Lot Number	4
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2017
Census Tract	5405

Owner

Source: Morgan County records · APN 10-05-21-0-000-001.001

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5131 E UPPER RIVER RD, SOMERVILLE, AL 35670-4446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · VA Mortgage PREMIA MORTGAGE LLC
Jun 09, 2009	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jul 10, 2012	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 30, 2005	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 11, 2008	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 18, 2019	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2022 · Amount on Record
Deed Sale	Aug 10, 2022 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Book / Page	2022 / 9159
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5131 E UPPER RIVER RD, SOMERVILLE, AL 35670-4446
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/38558
Date	Aug 10, 2022
Book Page	2022/38558

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5131 E UPPER RIVER RD, SOMERVILLE, AL 35670-4446
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009/23698
Date	Jun 09, 2009
Book Page	2009/23698

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2034

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5131 E UPPER RIVER RD, SOMERVILLE, AL 35670-4446
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012/24418
Date	Jul 10, 2012
Book Page	2012/24418

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2027

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5131 E UPPER RIVER RD, SOMERVILLE, AL 35670-4446
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005/55531
Date	Sep 30, 2005
Book Page	2005/55531

Lender

Name	REGIONS BANK
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5131 E UPPER RIVER RD, SOMERVILLE, AL 35670-4446
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FISERV LENDING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008/31208
Date	Jul 11, 2008
Book Page	2008/31208

Lender

Name	REGIONS BANK
Type	Bank
Address	DECATUR, AL 35603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jun 23, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 18, 2019
Property Address	5131 E UPPER RIVER RD, SOMERVILLE, AL 35670-4446
Document Number	2019/05161
Book / Page	2019 / 05161
Map Reference	MB 2003 PG 16
Instrument Date	Jun 17, 2019
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 TURTLE DOVE DR, LACEYS SPRING, AL 35754-7606

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5131 E UPPER RIVER RD, SOMERVILLE, AL 35670-4446

Mortgage

Document Number	2019/19586
Date	Jun 18, 2019
Book Page	2019/19586

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$178.00	$64,660 (-) Land $64,660	$323,300 (-) Land $323,300
2024			$323,300 (-) Land $323,300
2023	$178.00 (+1.14%)	$64,660 (+10.12%) Land $64,660	$323,300 (+10.12%) Land $323,300
2022	$176.00	$58,720 Land $58,720	$293,600 Land $293,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), as of July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030054052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000

May also be available: Spectrum.

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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