5475 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 5475 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,151 sqft · built 2011
Lot Size	16 acres (696,960 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Oct 2011)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Oct 2011 Construction Loan Jan 2013 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-05-22-0-000-005.002`

Property Details

APN / Parcel Number

Primary APN	`10-05-22-0-000-005.002`
Alternative APNs	`143157` `75616`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,151 sqft Living Area
1st Floor Area	2,151 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	696,960 sqft (16 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	143157
Street Address	5475 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 THE SHARP ESTATES MAP BOOK 2010 PAGE 22 SEC 22, T6S, R2W
Legal Range	2W
Legal Township	6S
Legal Section	22
Legal Subdivision	SHARP ESTATES
Legal Lot Number	2
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2014
Census Tract	5405

Owner

Source: Morgan County records · APN 10-05-22-0-000-005.002

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5475 E UPPER RIVER RD, SOMERVILLE, AL 35670-4431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2011	Deed of Trust, Mortgage · Construction Mortgage REDSTONE FCU
Jan 15, 2013	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 2011 · Amount on Record
Deed Sale	Oct 28, 2011 · Amount on Record
Deed Book / Page	2011 / 5940
Record Updated	Sep 20, 2026

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5475 E UPPER RIVER RD, SOMERVILLE, AL 35670-4431
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011/32373
Date	Oct 28, 2011
Book Page	2011/32373

Lender

Name	REDSTONE FCU
Address	HUNTSVILLE, AL 35893

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2041

Interest

Rate Type	Fixed Rate
Rate	3.37%
Type Change Date	May 01, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year T-Bill
Max Rate	8.37%

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5475 E UPPER RIVER RD, SOMERVILLE, AL 35670-4431
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013/02049
Date	Jan 15, 2013
Book Page	2013/02049

Lender

Name	HOMETOWN LENDERS LLC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2043

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,335.00 (-0.89%)	$37,100 (-0.88%) Land $8,090 Building $29,010	$371,000 (-0.88%) Land $80,900 Building $290,100
2024		$37,430 (-1.03%) Land $8,090 Building $29,340	$374,300 (-1.03%) Land $80,900 Building $293,400
2023	$1,347.00 (+9.87%) Homeowner's exemption	$37,820 (+10.62%) Land $8,090 Building $29,730	$378,200 (+10.62%) Land $80,900 Building $297,300
2022	$1,226.00 Homeowner's exemption	$34,190 Land $7,350 Building $26,840	$341,900 Land $73,500 Building $268,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), as of July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030054052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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