5237 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 5237 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,540 sqft · built 1993
Lot Size	4.8 acres (209,088 sqft)
Owner	Individual Name on File
Last Sale	$22,000 (Dec 2017)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2007 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-05-21-0-000-001.007`

Property Details

APN / Parcel Number

Primary APN	`10-05-21-0-000-001.007`
Alternative APNs	`137534` `21824`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,540 sqft Living Area
1st Floor Area	2,041 sqft
Upper Floors Area	1,499 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	209,088 sqft (4.8 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	137534
Street Address	5237 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF SE1/4 OF NE1/4 SEC 21, T6S, R2W, TH W 949.39' TO TPOB, TH CONT W 180', TH N 1194.82', TH SE 184.1', TH SO 11
Legal Range	2W
Legal Township	6S
Legal Section	21
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2014
Census Tract	5405

Owner

Source: Morgan County records · APN 10-05-21-0-000-001.007

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5237 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 03, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 15, 2007	Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NA
Mar 18, 2009	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT CO
Dec 20, 2017	Correction Deed REDSTONE FCU
Sep 08, 2016	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Sep 09, 2010	Warranty Deed, Transfer · Conventional Mortgage US BANK NA ND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2017 · Amount on Record
Deed Sale	Dec 20, 2017 · Amount on Record
Prior Sale	Sep 08, 2016
Deed Document Number	2017DEED2017-11836
Deed Book / Page	2017 / 11836
Prior Transfer Date	Aug 06, 2010
Prior Transfer Doc	2010/05473
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5237 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/49781
Date	Nov 03, 2020
Book Page	2020/49781

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5237 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FISERV LENDING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/07738
Date	Feb 15, 2007
Book Page	2007/07738

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	CHARLOTTE, NC 28288

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 23, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5237 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	NATIONS FIRST TITLE AGENCY, NATIONS DIRECT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009/10190
Date	Mar 18, 2009
Book Page	2009/10190

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO
Address	DAPHNE, AL 36527

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 01, 2024

December 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	MORGAN AL
Recording Date	Dec 20, 2017
Property Address	5237 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439
Document Number	DEED2017/11836
Book / Page	DEED2017 / 11836
Instrument Date	Dec 15, 2017
Instrument	DEED2017-11836
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 JACKSON WAY, DECATUR, AL 35603-5172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5237 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439

Mortgage

Document Number	MTG201740117
Date	Dec 20, 2017
Instrument	MTG2017-40117

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	113 Months
Due	May 01, 2027

September 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 08, 2016
Property Address	5237 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439
Document Number	2016/08376
Book / Page	2016 / 08376
Instrument Date	Aug 29, 2016
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2903 LENOX DR SW, DECATUR, AL 35603-7201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5237 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439

Mortgage

Document Number	0201628726
Date	Sep 08, 2016
Instrument	2016/28726

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2046

September 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 09, 2010
Property Address	5237 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439
Document Number	2010/05473
Book / Page	2010 / 05473
Instrument Date	Aug 06, 2010
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	NATIONS FIRST TITLE AGENCY, NATIONS DIRECT TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5237 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439
Investor	Possibly a Property Investor

Mortgage

Document Number	2010/27485
Date	Sep 09, 2010
Book Page	2010/27485

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2040

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00 Homeowner's exemption	$40,690 (-) Land $5,820 Building $34,870	$406,900 (-) Land $58,200 Building $348,700
2024		$40,690 (-) Land $5,820 Building $34,870	$406,900 (-) Land $58,200 Building $348,700
2023	$1,468.00 (+12.23%) Homeowner's exemption	$40,690 (+11.76%) Land $5,820 Building $34,870	$406,900 (+11.76%) Land $58,200 Building $348,700
2022	$1,308.00 Homeowner's exemption	$36,410 Land $5,280 Building $31,130	$364,100 Land $52,800 Building $311,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), as of July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030054052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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