5271 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 5271 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,632 sqft · built 1996
Lot Size	4.4 acres (191,664 sqft)
Owner	Individual Name on File
Last Sale	$462,000 (Jul 2020)
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Mar 2005 Mortgage Dec 2011 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-05-21-0-000-001.002`

Property Details

APN / Parcel Number

Primary APN	`10-05-21-0-000-001.002`
Alternative APNs	`143782` `21819`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,632 sqft Living Area
1st Floor Area	3,060 sqft
Upper Floors Area	1,572 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	191,664 sqft (4.4 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	143782
Street Address	5271 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF SE1/4 OF NE1/4 OF SEC 21-T6S-R2W, TH W 589.39' TO TPOB, TH CONT W 180', TH N 1118.58', TH SE 184.1', TH SO10
Legal Range	2W
Legal Township	6S
Legal Section	21
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2014
Census Tract	5405

Owner

Source: Morgan County records · APN 10-05-21-0-000-001.002

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5271 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2005	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 09, 2011	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Dec 09, 2011	Deed of Trust, Mortgage BRANCH BANKING AND TRUST CO
Jul 29, 2020	Warranty Deed, Transfer · FHA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Prior Sale	Dec 09, 2011 · Amount on Record
Deed Book / Page	2020 / 6474
Record Updated	Sep 20, 2026

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5271 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005/11725
Date	Mar 08, 2005
Book Page	2005/11725

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2035

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5271 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011/37869
Date	Dec 09, 2011
Book Page	2011/37869

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2041

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5271 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011/37885
Date	Dec 09, 2011
Book Page	2011/37885

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jul 29, 2020
Property Address	5271 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439
Document Number	02020/6474
Book / Page	2020 / 6474
Instrument Date	Jul 28, 2020
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	VALLEY TTL & CLOSING SVCS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2503 LINCREST RD, JOPPA, MD 21085-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5271 E UPPER RIVER RD, SOMERVILLE, AL 35670-4439

Mortgage

Document Number	2020/32818
Date	Jul 29, 2020
Book Page	2020/32818

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,377.00 (+2.28%)	$63,560 (-) Land $4,260 Building $59,300	$635,600 (-) Land $42,600 Building $593,000
2024	$2,324.00 (+0.04%)	$63,560 (-) Land $4,260 Building $59,300	$635,600 (-) Land $42,600 Building $593,000
2023	$2,323.00 (+12.11%) Homeowner's exemption	$63,560 (+11.86%) Land $4,260 Building $59,300	$635,600 (+11.86%) Land $42,600 Building $593,000
2022	$2,072.00 Homeowner's exemption	$56,820 Land $3,870 Building $52,950	$568,200 Land $38,700 Building $529,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), as of July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030054052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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